15 Bow St, Millis, MA 02054 Property Records

Norfolk County and Millis Town property record for 15 Bow St, Millis, MA 02054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,469 sqft · built 1955
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Jun 2022)
Tax Bill	$11,068 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MILL M:029 B:0000064`

Property Details

APN / Parcel Number

Primary APN	`MILL M:029 B:0000064`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,469 sqft Living Area
Gross Area	2,608 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	15 BOW ST
City	MILLIS
State	MA
Zip	02054-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	64
Jurisdiction	MILLIS MA
Township / Civil Division	MILLIS
Census Block Group	1
Census Block	1017
Census Tract	407102

Owner

Source: Norfolk County and Millis Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 BOW ST, MILLIS, MA 02054-1506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage EMBRACE HOME LOANS INC
Sep 16, 2019	Deed of Trust, Mortgage · Conventional with PMI MISCELLANEOUS GOVT AGCY
Dec 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage ROCKLAND TR
Mar 16, 2017	Quit Claim Deed, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2022 · Amount on Record
Deed Sale	Jun 2, 2022 · Amount on Record
Prior Sale	Mar 16, 2017 · Amount on Record
Record Updated	Sep 20, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLIS MA
Recording Date	Jun 2, 2022
Property Address	15 BOW ST, MILLIS, MA 02054-1506
Document Number	0001504203
Instrument Date	Jun 2, 2022
Instrument	1504203
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15 BOW ST, MILLIS, MA 02054-1506

Mortgage

Document Number	0001504204
Date	Jun 2, 2022
Instrument	1504204

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLIS MA
Property Address	15 BOW ST, MILLIS, MA 02054-1506
Document Number	0000000223
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 BOW ST MILLIS MA 020541506, MILLIS, MA 02054-1506

Mortgage

Document Number	0000000223
Date	Sep 20, 2019
Instrument	223

Lender

Name	MISCELLANEOUS GOVT AGCY

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLIS MA
Property Address	15 BOW ST, MILLIS, MA 02054-1506
Document Number	0001414450
Instrument Date	Dec 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 BOW ST MILLIS MA 020541506, MILLIS, MA 02054-1506

Mortgage

Document Number	0001414450
Date	Dec 26, 2018
Instrument	1414450

Lender

Name	ROCKLAND TR

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLIS MA
Recording Date	Mar 16, 2017
Property Address	15 BOW ST, MILLIS, MA 02054-1506
Document Number	0001374551
Instrument	1374551
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Mar 16, 2017

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2047

Tax Assessment & Valuation

Source: Norfolk County and Millis Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Millis Town
Unified School District	Millis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,068.00 (+13.05%)	$674,900 (+13.2%) Land $234,600 Building $440,300	$699,010 (+7.4%)
2024	$9,790.00 (+20.33%)	$596,200 (+28.16%) Land $216,500 Building $379,700	$650,845
2023	$8,136.00	$465,200 Land $172,600 Building $292,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLIS WATER DEPT serves 9,055 people · EPA ID MA2187000
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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