15 Bonnie Ave, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 15 Bonnie Ave, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,332 sqft · built 1952
Lot Size	0.236 acres (10,275 sqft)
Owner	2 Trust Names on File
Last Sale	$410,000 (Jun 2024)
Tax Bill	$4,547 (2026)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:37 L:35`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:37 L:35`
Alternative APNs	`M:0037 B:0000 L:0035` `581234`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,332 sqft Living Area
Gross Area	2,820 sqft
1st Floor Area	948 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,275 sqft (0.236 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	581234
Street Address	15 BONNIE AVE
City	DRACUT
State	MA
Zip	01826-2714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	35
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	1
Census Block	1023
Census Tract	314301

Owner

15 Bonnie Ave is held in a trust since September 2024.

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	110 NEWBURY ST, DANVERS, MA 01923-5209
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2024 · Amount on File
Deed Sale	Jun 5, 2024 · Amount on File
Prior Sale	Oct 19, 2018 · Amount on File
Deed Book / Page	38529 / 35
Last Transfer Date	Sep 12, 2024
Transfer Doc	0038818-23
Record Updated	Oct 29, 2026

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Oct 19, 2018
Property Address	15 BONNIE AVE, DRACUT, MA 01826-2714
Document Number	32498-260
Book / Page	32498 / 260
Instrument	45915
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	324980263
Date	Oct 19, 2018
Instrument	32498/0263

Lender

Name	THE WASHINGTON SAVINGS BANK FSB
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 19, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 15 Bonnie Ave was $4,547, up 5.3% from the year before.

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,547.00 (+5.28%)	$470,200 (+10.17%) Land $209,900 Building $260,300	$490,960 (-)
2025	$4,319.00 (+3.52%)	$426,800 (+6.91%) Land $192,600 Building $234,200	$490,960 (+9.86%)
2024	$4,172.00 (+3.76%)	$399,200 (+14.98%) Land $183,400 Building $215,800	$446,880
2023	$4,021.00	$347,200 Land $159,400 Building $187,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Bonnie Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1982)
Most Recent Claim	Jun 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Bonnie Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20