15 Bluff St, Jacksonville, NC 28540 Property Records

Onslow County property record for 15 Bluff St, Jacksonville, NC 28540

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,540 sqft · built 1915
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$201,000 (Jun 2020)
Tax Bill	$2,136 (2026)
Deeds & Mortgages	Jun 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`410-103`

Property Details

APN / Parcel Number

Primary APN	`410-103`
Alternative APNs	`127818000` `014040`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,540 sqft Total Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1940
Architectural Style	Duplex Single
Exterior Material	Siding
Roof Type	Hip
Roof Material	Metal
Lot Area	11,761 sqft (0.27 acres)
View / Lot	Waterfront / Beach

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	127818000
Street Address	15 BLUFF ST
City	JACKSONVILLE
State	NC
Zip	28540-4205
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	DTR
Legal Description	L20 & L21 HUMPHREY
Legal Lot Number	20-21
Jurisdiction	ONSLOW NC
Township / Civil Division	JACKSONVILLE
Census Block Group	2
Census Block	2000
Census Tract	1800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mill Avenue Historic District listed 1990 · 33 contributing resources · NRIS 90000439

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	112 SCIENTIFIC LN, JACKSONVILLE, NC 28540-3377
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2020 · Amount on Record
Deed Sale	Jun 26, 2020 · Amount on Record
Prior Sale	Oct 11, 2004 · Amount on Record
Deed Book / Page	5196 / 430
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jun 26, 2020
Property Address	15 BLUFF ST, JACKSONVILLE, NC 28540-4205
Document Number	0051960430
Book / Page	005196 / 000430
Instrument Date	Jun 22, 2020
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$402.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 WESTWOOD SHOPPING CTR #210 FAYETTEVILLE NC 283141683, 210, FAYETTEVILLE, NC 28314-1683

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Jacksonville City
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,136.00 (+2.4%)	$148,910 (-10.43%) Land $133,000 Building $15,910	$148,910 (-10.43%) Land $133,000 Building $15,910
2025	$2,086.00	$166,243 (-) Land $105,000 Building $61,243	$166,243 (-) Land $105,000 Building $61,243
2023	$2,086.00	$166,243 Land $105,000 Building $61,243	$166,243 Land $105,000 Building $61,243

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	126 (1983–2018)
Claims Outside the SFHA	66 of 126
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 44 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 23 claims Hurricane Fran, Sep 1996 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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