Gaston County property record for 15 Black St, Lowell, NC 28098
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,293 sqft · built 1930 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $193,000 (Dec 2020) |
| Tax Bill | $2,337 (2026) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Jan 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 05002B09900 |
| Primary APN | 05002B09900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,293 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Detached |
| Garage Area | 192 sqft |
| Porch | Porch |
| Porch Area | 70 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 15 BLACK ST |
|---|---|
| City | LOWELL |
| State | NC |
| Zip | 28098-1265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | NATIONAL WEAVING CO PROP BLK 4 L 19 05 002B 099 00 000 |
| Legal Subdivision | NATIONAL WEAVING COS PROPERTY |
| Legal Block | 4 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 31304 |
15 Black St is owned by two individuals who bought it in December 2020.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 110 LEE ST, BELMONT, NC 28012-3647 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2020 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jan 19, 2021 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2020 · Amount on File |
| Deed Sale | Dec 29, 2020 · Amount on File |
| Deed Book / Page | 5186 / 746 |
| Prior Transfer Date | Dec 1, 2005 |
| Prior Transfer Doc | 0041810359 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Dec 29, 2020 |
| Property Address | 15 BLACK ST, LOWELL, NC 28098-1265 |
| Document Number | 0051860746 |
| Book / Page | 5186 / 746 |
| Map Reference | MB 4 PG 136 |
| Instrument Date | Dec 28, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $386.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11004 BLUE STREAM LN, 11004, INDIAN TRAIL, NC 28079-5775 |
| Name | Verified Name |
|---|---|
| Address | 15 BLACK ST, LOWELL, NC 28098-1265 |
| Document Number | 5186748 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 5186/748 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jan 19, 2021 |
| Property Address | 15 BLACK ST, LOWELL, NC 28098-1265 |
| Document Number | 0051910742 |
| Book / Page | 005191 / 000742 |
| Instrument Date | Dec 28, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15 BLACK ST LOWELL NC 280981265, LOWELL, NC 28098-1265 |
The 2026 property tax bill for 15 Black St was $2,337.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Lowell City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,337.00 | $218,700 (-) Land $15,500 Building $203,200 | |
| 2025 | $2,337.00 | $218,700 Land $15,500 Building $203,200 | |
| 2023 | $2,591.00 | $218,700 Land $15,500 Building $203,200 | |
| 2021 | $99,230 Land $12,000 Building $87,230 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Black St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Black St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOWELL serves 3,837 people · EPA ID NC0136060 |
|---|---|
| Water Source | Purchased surface water from TWO RIVERS UTILITIES |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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