15 Birmingham Rd, Worcester, MA 01606 Property Records

Worcester County and Worcester City property record for 15 Birmingham Rd, Worcester, MA 01606

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 888 sqft · built 1959
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jul 2026)
Tax Bill	$4,813 (2026)
Deeds & Mortgages	Jul 2026 Second Mortgage Jul 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`23-038-0036M`

Property Details

APN / Parcel Number

Primary APN	`23-038-0036M`
Alternative APN	`WORC M:23 B:038 L:0036M`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	888 sqft Living Area
Gross Area	2,316 sqft
1st Floor Area	888 sqft
Basement Area	888 sqft
Unfinished Basement	888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	23-038-0036M
Street Address	15 BIRMINGHAM RD
City	WORCESTER
State	MA
Zip	01606-1508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Subdivision	BURNCOAT ESTATES SEC 03
Legal Block	38
Legal Lot Number	36M
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	4
Census Block	4010
Census Tract	730200

Owner

15 Birmingham Rd is owned and occupied by two individuals who bought it in July 2026.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 BIRMINGHAM RD, WORCESTER, MA 01606-1508
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MASSACHUSETTS HOUSING FINANCE AGENCY
Jul 14, 2026	Quit Claim Deed, Transfer · Conventional Mortgage MASSACHUSETTS HOUSING FINANCE AGENCY
Dec 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 16, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 25, 2019	Quit Claim Deed, Transfer Quitclaim
Jun 15, 2018	Quit Claim Deed, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2026 · Amount on File
Deed Sale	Jul 14, 2026 · Amount on File
Prior Sale	Jun 15, 2018 · Amount on File
Deed Document Number	202659146
Deed Book / Page	73873 / 391
Prior Transfer Date	Jan 15, 2020
Prior Transfer Doc	61754-53
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Recording Date	Jul 14, 2026
Property Address	15 BIRMINGHAM RD, WORCESTER, MA 01606-1508
Document Number	0000059148
Book / Page	73874 / 19
Instrument Date	Jul 14, 2026
Instrument	202659148
Transaction Type	Mortgage
Record Updated	Aug 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 BIRMINGHAM RD, WORCESTER, MA 01606-1508

Mortgage

Document Number	0000059148,
Date	Jul 14, 2026
Book Page	73874/19
Instrument	202659148

Lender

Name	MASSACHUSETTS HOUSING FINANCE AGENCY

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jul 14, 2026
Property Address	15 BIRMINGHAM RD, WORCESTER, MA 01606-1508
Document Number	0000059146
Book / Page	73873 / 391
Instrument Date	Jun 18, 2026
Instrument	202659146
Transaction Type	Transfer
Record Updated	Aug 5, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 BIRMINGHAM RD, WORCESTER, MA 01606-1508

Mortgage

Date	Jul 14, 2026

Lender

Name	MASSACHUSETTS HOUSING FINANCE AGENCY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.53%
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	15 BIRMINGHAM RD, WORCESTER, MA 01606-1508
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64080-74
Date	Dec 28, 2020
Book Page	64080/74
Instrument	162100

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jan 16, 2020
Property Address	15 BIRMINGHAM RD, WORCESTER, MA 01606-1508
Document Number	61754-53
Book / Page	061754 / 000053
Instrument Date	Jan 15, 2020
Instrument	5006
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 MANOR ST WORCESTER MA 016022905, WORCESTER, MA 01602-2905

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jan 25, 2019
Property Address	15 BIRMINGHAM RD, WORCESTER, MA 01606-1508
Document Number	59975-157
Book / Page	059975 / 000157
Instrument Date	Jan 24, 2019
Instrument	7520
Transaction Type	Transfer
Record Updated	Feb 13, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 BIRMINGHAM RD WORCESTER MA 016061508, WORCESTER, MA 01606-1508

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jun 15, 2018
Property Address	15 BIRMINGHAM RD, WORCESTER, MA 01606-1508
Document Number	58956-300
Book / Page	58956 / 300
Instrument	59466
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30.71
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 BIRMINGHAM RD, WORCESTER, MA 01606-1508

Mortgage

Document Number	589560303
Date	Jun 15, 2018
Instrument	58956/0303

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 15 Birmingham Rd was $4,813, up 3.8% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,813.00 (+3.84%)	$362,400 (+3.13%) Land $123,600 Building $238,800	$417,937 (+22.24%)
2025	$4,635.00	$351,400 Land $117,700 Building $233,700	$341,905 (-0.85%)
2024			$344,850
2023	$4,394.00	$306,400 Land $102,400 Building $204,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Birmingham Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Birmingham Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Netafy, T-Mobile, Verizon.

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