Flagler County property record for 15 Birchtree Way, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,208 sqft · built 2017 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $207,600 (Nov 2017) |
| Tax Bill | $5,561 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Nov 2017 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7035-01520-0180 |
| Primary APN | 07-11-31-7035-01520-0180 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,208 sqft Heated Area |
| Gross Area | 2,844 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Driveway |
| Driveway Area | 450 sqft |
| Fence | Fence |
| Storage Building | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 15 BIRCHTREE WAY |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-9326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 35 BLOCK 00152 LOT 0018 SUBDIVISION COMPLETION YEAR 1981 OR 553 PG 1539 OR 722/1781 OR 2179/16 OR 2192/176 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 152 |
| Legal Lot Number | 18 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 60215 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3 BUFFALO GROVE PL, PALM COAST, FL 32137-9462 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Nov 6, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MB FINANCIAL BANK NA |
| Mar 10, 2017 | Warranty Deed, Transfer |
| Jan 4, 2017 | Warranty Deed, Transfer AMERICAS CHOICE TITLE AGENCY, AMERICA'S CHOICE TITLE AGENCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2017 · Amount on Record |
| Deed Sale | Nov 6, 2017 · Amount on Record |
| Prior Sale | Mar 10, 2017 |
| Deed Document Number | 2017038874 |
| Deed Book / Page | 2240 / 0552 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 15 BIRCHTREE WAY, PALM COAST, FL 32137-9326 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 15 BIRCHTREE WAY, PALM COAST, FL 32137-9326 |
| Document Number | 0024750644 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | 2475/644 |
| Instrument | 2020035919 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Nov 6, 2017 |
| Property Address | 15 BIRCHTREE WAY, PALM COAST, FL 32137-9326 |
| Document Number | 0022400552 |
| Book / Page | 2240 / 0552 |
| Map Reference | MB11 PG24 |
| Instrument Date | Oct 30, 2017 |
| Instrument | 2017038874 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | AVIS TITLE INS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,453.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 185 CYPRESS POINT PKWY # PKWY7, 185, PALM COAST, FL 32164-8407 |
| Name | Verified Name |
|---|---|
| Address | 78 GREAT POND RD, SIMSBURY, CT 06070-1935 |
| Document Number | 2017038875 |
|---|---|
| Date | Nov 6, 2017 |
| Instrument | 2017038875 |
| Name | MB FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Mar 10, 2017 |
| Property Address | 15 BIRCHTREE WAY, PALM COAST, FL 32137-9326 |
| Document Number | 0021920176 |
| Book / Page | 002192 / 000176 |
| Instrument Date | Mar 1, 2017 |
| Instrument | 8667 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 185 CYPRESS POINT PKWY #7 PALM COAST FL 321648407, 7, PALM COAST, FL 32164-8407 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jan 4, 2017 |
| Property Address | 15 BIRCHTREE WAY, PALM COAST, FL 32137-9326 |
| Document Number | 0021790016 |
| Book / Page | 002179 / 000016 |
| Instrument Date | Dec 30, 2016 |
| Instrument | 267 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2017 |
| Title Company | AMERICAS CHOICE TITLE AGENCY, AMERICA'S CHOICE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $105.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 78 GREAT POND RD SIMSBURY CT 060701935, SIMSBURY, CT 06070-1935 |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,561.00 (+62.18%) | $305,978 (+34.31%) Land $55,000 Building $250,978 | $305,978 (-0.76%) Land $55,000 Building $250,978 |
| 2023 | $3,429.00 (+0.97%) Homeowner's exemption | $227,820 (+3%) | $308,331 (+2%) Land $46,000 Building $262,331 |
| 2022 | $3,396.00 Homeowner's exemption | $221,184 | $302,280 Land $48,000 Building $254,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 5 (2017–2024) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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