15 Birch St, Three Rivers, MA 01080 Property Records

Hampden County and Palmer Town City property record for 15 Birch St, Three Rivers, MA 01080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,496 sqft · built 2016
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$258,000 (Dec 2019)
Tax Bill	$6,298 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PALM M:71 B:51`

Property Details

APN / Parcel Number

Primary APN	`PALM M:71 B:51`
Alternative APN	`M:0071 L:000051`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,496 sqft Living Area
Gross Area	2,580 sqft
1st Floor Area	664 sqft
Basement Area	664 sqft
Unfinished Basement	664 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	15 BIRCH ST
City	THREE RIVERS
State	MA
Zip	01080-1303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR
Legal Block	51
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	1
Census Block	1014
Census Tract	810300

Owner

Source: Hampden County and Palmer Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 BIRCH ST, THREE RIVERS, MA 01080-1303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage COUNTRY BANK
Jan 26, 2018	Quit Claim Deed, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 7, 2017	Quit Claim Deed, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2019 · Amount on Record
Deed Sale	Dec 20, 2019 · Amount on Record
Prior Sale	Jul 7, 2017 · Amount on Record
Deed Document Number	201975815
Deed Book / Page	23012 / 330
Prior Transfer Date	Dec 17, 2019
Prior Transfer Doc	23012-330
Record Updated	Oct 29, 2026

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Dec 20, 2019
Property Address	15 BIRCH ST, THREE RIVERS, MA 01080-1303
Document Number	23012-330
Book / Page	23012 / 330
Instrument Date	Dec 17, 2019
Instrument	75815
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 NEW HAMPSHIRE AVE, THREE RIVERS, MA 01080-1215

Mortgage

Document Number	75816
Date	Dec 20, 2019
Instrument	75816

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Jan 1, 2030

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Jan 26, 2018
Property Address	15 BIRCH ST, THREE RIVERS, MA 01080-1303
Document Number	22040-194
Book / Page	22040 / 194
Instrument	4673
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$13.53
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 BIRCH ST, THREE RIVERS, MA 01080-1303

Mortgage

Document Number	22040-197
Date	Jan 26, 2018
Book Page	22040/197
Instrument	4674

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2028

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Jul 7, 2017
Property Address	15 BIRCH ST, THREE RIVERS, MA 01080-1303
Document Number	21756-354
Book / Page	21756 / 354
Instrument	38133
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13.53
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	217560356
Date	Jul 7, 2017
Instrument	21756/0356

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2047

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,298.00 (+6.31%)	$345,500 (+1%) Land $50,800 Building $294,700	$361,950 (-0.21%)
2024	$5,924.00 (+2.88%)	$314,100 (+7.57%) Land $46,200 Building $267,900	$362,710
2023	$5,758.00	$292,000 Land $46,200 Building $245,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE RIVERS FIRE DISTRICT serves 3,258 people · EPA ID MA1227003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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