Suffolk County and Smithtown Town property record for 15 Bette Ln, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,819 sqft · built 1958 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $253,000 (Dec 2000) |
| Tax Bill | $13,180 (2024) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jan 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 91.-2-32 |
| Primary APN | 473489 91.-2-32 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,819 sqft Living Area |
| 1st Floor Area | 1,079 sqft |
| Basement Area | 740 sqft |
| Finished Basement | 740 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Raised Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 10,890 sqft (0.25 acres) |
| View / Lot | Suburban |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 15 BETTE LN |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-2301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 9-350151 TC-52 *2520 LOT 36 GREENWOOD ESTATES |
| Legal Subdivision | GREENWOOD ESTS |
| Legal Block | 2 |
| Legal Lot Number | 32 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 135102 |
15 Bette Ln is owned and occupied by an individual who bought it in December 2000.
Source: Suffolk County and Smithtown Town records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 BETTE LN, COMMACK, NY 11725-2301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jan 31, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2000 · Amount on File |
| Deed Sale | Dec 8, 2000 · Amount on File |
| Deed Book / Page | 12089 / 451 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jul 10, 2026 |
| Property Address | 15 BETTE LN, COMMACK, NY 11725-2301 |
| Document Number | 2373000698 |
| Book / Page | 23736 / 698 |
| Instrument Date | Apr 3, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 15 BETTE LN, COMMACK, NY 11725-2301 |
| Document Number | 2373000698, |
|---|---|
| Date | Jul 10, 2026 |
| Book Page | 23736/698 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 15 BETTE LN, COMMACK, NY 11725-2301 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0233750610 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 23375/610 |
| Instrument | DM062631 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 169 Months |
| Due | Feb 1, 2036 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,045 Land $265 Building $4,780 | $630,625 Land $33,125 Building $597,500 | |
| 2024 | $13,180.00 | ||
| 2023 | $5,045 Land $265 Building $4,780 | $5,799 Land $305 Building $5,494 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 15 Bette Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1979–2010) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 15 Bette Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures