15 Berwick Cir, Shalimar, FL 32579 Property Records

Okaloosa County property record for 15 Berwick Cir, Shalimar, FL 32579

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 950 sqft · built 1973
Lot Size	0.191 acres (8,328 sqft)
Owner	Individual Name on File
Last Sale	$264,000 (May 2023)
Tax Bill	$1,710 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-4368-3`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-4368-3`
Alternative APN	`05-2S-23-2080-0013-023A`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	950 sqft Heated Area
Gross Area	1,606 sqft
1st Floor Area	950 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	8,328 sqft (0.191 acres)
Lot Width	80 ft Width
Garage Type	Finished
Garage Area	300 sqft
Porch	Open Porch
Porch Area	356 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	15 BERWICK CIR
City	SHALIMAR
State	FL
Zip	32579-2007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PORT DIXIE BEG 10 FT E OF NE COR OF LOT 15 BLK 13 W 256 FT FOR BEG W 95 FT S 80 FT E 95 FT N 80 FT TO BEG
Legal Range	23
Legal Township	02S
Legal Section	05
Legal Subdivision	PORT DIXIE
Legal Block	13
Legal Lot Number	15
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	3
Census Block	3015
Census Tract	21501

Owner

15 Berwick Cir is owned and occupied by an individual who bought it in May 2023.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	2750 W WIGWAM AVE APT 2172, 2172, LAS VEGAS, NV 89123-6656
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
May 6, 2020	Warranty Deed, Transfer · VA Mortgage FIDELITY BANK
Jan 24, 2017	Warranty Deed, Transfer · VA Mortgage INTERLINC MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2023 · Amount on File
Deed Sale	May 23, 2023 · Amount on File
Prior Sale	May 6, 2020 · Amount on File
Deed Document Number	3625188
Deed Book / Page	3676 / 594
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 23, 2023
Property Address	15 BERWICK CIR, SHALIMAR, FL 32579-2007
Document Number	0036760594
Book / Page	3676 / 594
Instrument Date	May 18, 2023
Instrument	3625188
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	OLD SOUTH LAND TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,848.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12203 ARTES STB, GULFPORT, MS 39503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 BERWICK CIR, SHALIMAR, FL 32579-2007

Mortgage

Document Number	0036760596
Date	May 23, 2023
Book Page	3676/596
Instrument	3625189

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 6, 2020
Property Address	15 BERWICK CIR, SHALIMAR, FL 32579-2007
Document Number	0034602403
Book / Page	3460 / 2403
Instrument Date	Apr 30, 2020
Instrument	3356295
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,242.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	379 WASHINGTON ST, 379, DUNCANSVILLE, PA 16635-8125

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 BERWICK CIR, SHALIMAR, FL 32579-2007

Mortgage

Document Number	0034602407
Date	May 6, 2020
Instrument	3460/2407

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 24, 2017
Property Address	15 BERWICK CIR, SHALIMAR, FL 32579-2007
Document Number	0032843789
Book / Page	3284 / 3789
Map Reference	MB1 PG64-66
Instrument Date	Jan 13, 2017
Instrument	3113880
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	655 FAIRWAY AVE NE, 655, FORT WALTON BEACH, FL 32547-1750

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 BERWICK CIR, NICEVILLE, FL 32578

Mortgage

Document Number	0032843791
Date	Jan 24, 2017
Book Page	3284/3791
Instrument	3113881

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	HOUSTON, TX 77064

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 15 Berwick Cir was $1,710 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,710.00 Homeowner's exemption	$178,914	$183,194 Land $83,200 Building $99,994
2023	$1,966.00 (+8.26%) Homeowner's exemption	$166,749 (+8.33%) Land $58,203 Building $108,546	$166,749 (+8.33%) Land $58,203 Building $108,546
2022	$1,816.00	$153,931 Land $54,396 Building $99,535	$153,931 Land $54,396 Building $99,535

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Berwick Cir in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	8 (1978–2014)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Hurricane Georges, Sep 1998 · 3 claims Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Berwick Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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