Middlesex County and Newton City property record for 15 Bernard Ln, Waban, MA 02468
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,470 sqft · built 1939 |
| Lot Size | 0.22 acres (9,580 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,280,000 (Jul 2017) |
| Tax Bill | $17,138 (2025) |
| Deeds & Mortgages | May 2021 Refinance May 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 55048 0005 |
| Primary APN | 55048 0005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,470 sqft Living Area |
| Gross Area | 4,808 sqft |
| 1st Floor Area | 1,363 sqft |
| Basement Area | 858 sqft |
| Unfinished Basement | 575 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 9,580 sqft (0.22 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 55048 0005 |
|---|---|
| Street Address | 15 BERNARD LN |
| City | WABAN |
| State | MA |
| Zip | 02468-2201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Block | 48 |
| Legal Lot Number | 5 |
| Jurisdiction | NEWTON MA |
| Township / Civil Division | NEWTON |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 374300 |
Source: Middlesex County and Newton City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 BERNARD LN, WABAN, MA 02468-2201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST REPUBLIC BANK |
| May 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST REPUBLIC BANK |
| Jul 10, 2017 | Quit Claim Deed, Transfer · FHA Mortgage FIRST REPUBLIC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2017 · Amount on Record |
| Deed Sale | Jul 10, 2017 · Amount on Record |
| Prior Sale | Jan 25, 2013 |
| Transfer Doc | 1140-146 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON MA |
| Property Address | 15 BERNARD LN, WABAN, MA 02468-2201 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0001879173 |
|---|---|
| Date | May 7, 2021 |
| Instrument | 1879173 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON MA |
| Property Address | 15 BERNARD LN, WABAN, MA 02468-2201 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1879173 |
|---|---|
| Date | May 7, 2021 |
| Instrument | 1879173 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEWTON MA |
| Recording Date | Jul 10, 2017 |
| Property Address | 15 BERNARD LN, WABAN, MA 02468-2201 |
| Document Number | 0000064681 |
| Instrument Date | Jul 10, 2017 |
| Instrument | 64681 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2019 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,836.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 BERNARD LN WABAN MA 024682201, WABAN, MA 02468-2201 |
| Document Number | 64682 |
|---|---|
| Date | Jul 10, 2017 |
| Instrument | 64682 |
| Name | FIRST REPUBLIC BK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 9, 2047 |
| Rate | 3.2% |
|---|
Source: Middlesex County and Newton City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Newton City |
| Unified School District | Newton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,138.00 (+3.42%) | $1,748,800 (+3%) Land $1,307,800 Building $441,000 | $1,885,845 (-3.38%) |
| 2024 | $16,572.00 (+4.44%) | $1,697,900 (+8.93%) Land $1,269,700 Building $428,200 | $1,951,870 |
| 2023 | $15,868.00 | $1,558,700 Land $977,900 Building $580,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (1978–2017) |
| Claims Outside the SFHA | 10 of 13 |
| Most Recent Claim | Oct 2017 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWTON WATER DEPT. (MWRA) serves 88,931 people · EPA ID MA3207000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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