Newton County property record for 15 Bermuda Cir, Covington, GA 30016
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,171 sqft · built 1997 |
| Lot Size | 0.369 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,200 (Dec 2022) |
| Tax Bill | $3,307 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Dec 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00260-00000-182-000 |
| Primary APN | 00260-00000-182-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,171 sqft Heated Area |
| 1st Floor Area | 1,098 sqft |
| Utility Area | 228 sqft |
| Utility Room | Utility Room |
| Flooring | Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Vinyl |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,117 sqft (0.369 acres) |
| Garage Area | 1,185 sqft |
| Pool Area | 648 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 30 sqft |
| Deck Area | 468 sqft |
| Patio Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 11674 |
|---|---|
| Old Parcel Number | 0026 182 |
| Street Address | 15 BERMUDA CIR |
| City | COVINGTON |
| State | GA |
| Zip | 30016-7612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT17 BERMUDA RUN |
| Legal Subdivision | BERMUDA RUN |
| Legal Lot Number | 17 |
| Jurisdiction | NEWTON GA |
| Township / Civil Division | COVINGTON-PORTERDALE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 100505 |
15 Bermuda Cir is owned and occupied by an individual who bought it in December 2022.
Source: Newton County records, as of December 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 BERMUDA CIR, COVINGTON, GA 30016-7612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE |
| Dec 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE |
| Jul 20, 2020 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE SOLUTIONS/CO |
| Apr 4, 2019 | Grant Deed, Transfer · VA Mortgage FIRSTBANK |
| Jan 14, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2022 · Amount on File |
| Deed Sale | Dec 14, 2022 · Amount on File |
| Prior Sale | Mar 27, 2019 · Amount on File |
| Deed Document Number | 0004464165 |
| Deed Book / Page | 4464 / 165 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Dec 14, 2022 |
| Property Address | 15 BERMUDA CIR, COVINGTON, GA 30016-7612 |
| Document Number | 0044640165 |
| Book / Page | 4464 / 165 |
| Instrument Date | Dec 14, 2022 |
| Instrument | 2022-006225 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 BERMUDA CIR, COVINGTON, GA 30016-7612 |
| Document Number | 0044640000000168 |
|---|---|
| Date | Dec 19, 2022 |
| Book Page | 0000004464/0000000168 |
| Instrument | 019749 |
| Name | UNITED WHOLESALE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Dec 14, 2022 |
| Property Address | 15 BERMUDA CIR, COVINGTON, GA 30016-7612 |
| Document Number | 0044640165 |
| Book / Page | 4464 / 165 |
| Instrument Date | Dec 14, 2022 |
| Instrument | 2022-006225 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 BERMUDA CIR, COVINGTON, GA 30016-7612 |
| Document Number | 0000019749 |
|---|---|
| Date | Dec 14, 2022 |
| Instrument | 019749 |
| Name | UNITED WHOLESALE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 15 BERMUDA CIR, COVINGTON, GA 30016-7612 |
| Document Number | 0040430456 |
| Instrument Date | Jul 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 15 BERMUDA CIR COVINGTON GA 300167612, COVINGTON, GA 30016-7612 |
| Document Number | 0040430456 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 004043/000456 |
| Instrument | 10222 |
| Name | MORTGAGE SOLUTIONS/CO |
|---|---|
| Type | Mortgage Company |
| Address | COLORADO SPRINGS, CO 80918 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 28, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Apr 4, 2019 |
| Property Address | 15 BERMUDA CIR, COVINGTON, GA 30016-7612 |
| Document Number | 0038230163 |
| Book / Page | 003823 / 000163 |
| Instrument Date | Mar 27, 2019 |
| Instrument | 4058 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $188.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 BERMUDA CIR COVINGTON GA 300167612, COVINGTON, GA 30016-7612 |
| Document Number | 38230167 |
|---|---|
| Date | Apr 4, 2019 |
| Book Page | 003823/000167 |
| Instrument | 4060 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 3, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Jan 14, 2019 |
| Property Address | 15 BERMUDA CIR, COVINGTON, GA 30016-7612 |
| Document Number | 0037920055 |
| Book / Page | 003792 / 000055 |
| Instrument Date | Jan 9, 2019 |
| Instrument | 526 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $189.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 15 BERMUDA CIR COVINGTON GA 300167612, COVINGTON, GA 30016-7612 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 15 Bermuda Cir was $3,307.
Source: Newton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Newton County |
| Unified School District | Newton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,307.00 | $130,920 Land $18,000 Building $112,920 | $327,300 Land $45,000 Building $282,300 |
| 2023 | $132,240 Land $8,400 Building $123,840 | $330,600 Land $21,000 Building $309,600 | |
| 2022 | $2,580.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 15 Bermuda Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 15 Bermuda Cir is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 85% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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