15 Belhaven Rd, Elgin, SC 29045 Property Records

Kershaw County property record for 15 Belhaven Rd, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	1,804 sqft · built 2007
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,500 (Oct 2007)
Tax Bill	$1,024 (2025)
Deeds & Mortgages	Aug 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`322-19-00-129-SHS`

Property Details

APN / Parcel Number

Primary APN	`322-19-00-129-SHS`
Alternative APN	`49511`

Interior

Stories	1 Story
Building Area	1,804 sqft Gross Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	264 sqft
Porch	Porch
Porch Area	56 sqft

Location & Zoning

Account Number	49511
Street Address	15 BELHAVEN RD
City	ELGIN
State	SC
Zip	29045-7108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Subdivision	WEDGWOOD SUBDIVISON PHASAE 3
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2008
Census Tract	970906

Owner

Source: Kershaw County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 BELHAVEN RD, ELGIN, SC 29045-7108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2007 · Amount on Record
Deed Sale	Oct 3, 2007 · Amount on Record
Prior Sale	Jun 20, 2007 · Amount on Record
Deed Book / Page	2251 / 57
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Recording Date	Aug 26, 2026
Property Address	15 BELHAVEN RD, ELGIN, SC 29045-7108
Document Number	0000008178
Book / Page	5663 / 78
Instrument Date	Aug 18, 2026
Instrument	20268178
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 BELHAVEN RD, ELGIN, SC 29045-7108

Mortgage

Document Number	0000008178,
Date	Aug 26, 2026
Book Page	5663/78
Instrument	20268178

Lender

Name	GOODLEAP LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,024.00 (+24.57%)	$154,100 (-) Land $30,000 Building $124,100	$154,100 (-)
2023	$822.00	$154,100 Land $30,000 Building $124,100	$154,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 43% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20