15 Bears Rd, Carlisle, PA 17015 Property Records

Cumberland County property record for 15 Bears Rd, Carlisle, PA 17015

Property Summary

Property Type	Misc Structure / Fixture
Details	3 bd · 1.5 ba · 2,688 sqft · built 2017
Lot Size	6.6 acres (287,496 sqft)
Owner	Individual Name on Record
Last Sale	$96,950 (Jun 2003)
Tax Bill	$5,192 (2026)
Deeds & Mortgages	Jul 2023 Line of Credit Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-07-0475-025`

Property Details

APN / Parcel Number

Primary APN	`46-07-0475-025`
Alternative APN	`46000171`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,688 sqft Total Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Vinyl
Lot Area	287,496 sqft (6.6 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Propane
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	15 BEARS RD
City	CARLISLE
State	PA
Zip	17015-8908
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Misc Structure / Fixture
Legal Description	15 BEARS ROAD LOT 1 PB 86 PG 28
Legal Lot Number	1
Jurisdiction	CUMBERLAND PA
Township / Civil Division	WEST PENNSBORO
Census Block Group	1
Census Block	1008
Census Tract	12801

Owner

Source: Cumberland County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 BEARS RD, CARLISLE, PA 17015-8908
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Deed of Trust, Mortgage · Line of Credit ACNB BANK
Apr 17, 2018	Deed of Trust, Mortgage · ARM ACNB BANK
May 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage ACNB BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2003 · Amount on Record
Deed Sale	Jun 3, 2003 · Amount on Record
Prior Sale	Aug 6, 2002 · Amount on Record
Deed Book / Page	257 / 1852
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND PA
Property Address	15 BEARS RD, CARLISLE, PA 17015-8908
Transaction Type	Mortgage
Record Updated	Jul 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 BEARS RD, CARLISLE, PA 17015-8908

Mortgage

Document Number	0000012953
Date	Jul 13, 2023
Instrument	202312953

Lender

Name	ACNB BANK
Type	Bank
Address	GETTYSBURG, PA 17325

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 30, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND PA
Property Address	15 BEARS RD, CARLISLE, PA 17015-8908
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008744
Date	Apr 17, 2018
Instrument	201808744

Lender

Name	ACNB BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND PA
Property Address	15 BEARS RD, CARLISLE, PA 17015-8908
Document Number	0201811941
Instrument Date	May 11, 2018
Transaction Type	Mortgage
Record Updated	Jun 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201811941
Date	May 22, 2018
Book Page	002018/011941

Lender

Name	ACNB BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Cumberland County
County Subdivision	West Pennsboro Township
Unified School District	Big Spring School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,192.00 (+1.78%)	$264,000 (-) Land $6,700 Building $257,300
2024	$5,101.00	$264,000 Land $6,700 Building $257,300
2010			$264,000 Land $6,700 Building $257,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
PA.net Fixed Wireless · not low latency	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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