15 Bear Dr, Cloudcroft, NM 88317 Property Records

Otero County property record for 15 Bear Dr, Cloudcroft, NM 88317

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 1988
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on File
Tax Bill	$801 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Apr 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11O4070093312490`

Property Details

APN / Parcel Number

Primary APN	`11O4070093312490`
Alternative APNs	`R037367` `1200771`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,536 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2008
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Terrain	Mountain
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	512 sqft
Deck Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	HVAC
Heating Fuel	Propane
Sewer	Septic

Location & Zoning

Account Number	R037367
Street Address	15 BEAR DR
City	CLOUDCROFT
State	NM
Zip	88317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: CHIPPEWAY PARK #1 LOT 1 BLOCK: 24
Legal Subdivision	CHIPPEWAY PARK #1
Legal Block	24
Legal Lot Number	1
Jurisdiction	OTERO NM
Township / Civil Division	SOUTHEAST OTERO
Census Block Group	1
Census Block	1021
Census Tract	904

Owner

Source: Otero County assessment roll, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1200 N AVENUE J, HASKELL, TX 79521-3542
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Line of Credit MILBUM PROPERTIES LLC
Apr 12, 2019	Quit Claim Deed, Transfer CASA Y TIERRA ABSTRACT AND TITLE COMPANY I, CASA Y TIERRA ABS & TITLE CO I
Apr 12, 2019	Quit Claim Deed, Transfer CASA Y TIERRA ABSTRACT AND TITLE COMPANY I, CASA Y TIERRA ABS & TITLE CO I

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTERO NM
Property Address	15 BEAR DR, CLOUDCROFT, NM 88317
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8584 BUSINESS US HIGHWAY 277 N, HASKELL, TX 79521-9214

Mortgage

Document Number	0202508327
Date	Oct 7, 2025
Instrument	202508327

Lender

Name	MILBUM PROPERTIES LLC
Type	Non-Lending Institution
Address	ALAMOGORDO, NM 88310

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	4 Months
Due	Feb 12, 2026

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTERO NM
Recording Date	Apr 12, 2019
Property Address	15 BEAR DR, CLOUDCROFT, NM 88317
Document Number	0000002869
Instrument Date	Apr 4, 2019
Instrument	2869
Transaction Type	Transfer
Record Updated	May 29, 2019
Title Company	CASA Y TIERRA ABSTRACT AND TITLE COMPANY I, CASA Y TIERRA ABS & TITLE CO I

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1200 N AVENUE J HASKELL TX 795213542, HASKELL, TX 79521-3542

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTERO NM
Recording Date	Apr 12, 2019
Property Address	15 BEAR DR, CLOUDCROFT, NM 88317
Document Number	0000002868
Instrument Date	Apr 4, 2019
Instrument	2868
Transaction Type	Transfer
Record Updated	May 29, 2019
Title Company	CASA Y TIERRA ABSTRACT AND TITLE COMPANY I, CASA Y TIERRA ABS & TITLE CO I

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1784 CIRCLE CREEK DR LEWISVILLE TX 750674953, LEWISVILLE, TX 75067-4953

Tax Assessment & Valuation

Source: Otero County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New Mexico
County	Otero County
Unified School District	Cloudcroft Municipal Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,201 (+3%) Land $4,124 Building $49,077	$159,605 (+3%) Land $12,373 Building $147,232
2025	$801.00 (-1.11%)	$51,652 (+0.73%) Land $2,575 Building $49,077	$154,957 (+0.73%) Land $7,725 Building $147,232
2023	$810.00	$51,277 Land $2,500 Building $48,777	$153,830 Land $7,500 Building $146,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.6% of the US · above 99.9% of New Mexico
Wildfire Likelihood	4% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHIPPEWAY PARK WATER ASSOCIATION serves 193 people · EPA ID NM3565419
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Dec 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tularosa Communications Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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