15 Beacon Trail Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 15 Beacon Trail Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,242 sqft · built 2004
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$266,600 (Jun 2008)
Tax Bill	$3,471 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T060300298`

Property Details

APN / Parcel Number

Primary APN	`T060300298`
Alternative APN	`2-0042-9788-00-0003.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,242 sqft Living Area
Gross Area	2,870 sqft
1st Floor Area	1,242 sqft
Basement Area	1,228 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	86 sqft
Patio Area	186 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T060300298
Street Address	15 BEACON TRAIL CT
City	O FALLON
State	MO
Zip	63366-1495
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HYLAND GREEN #3 LOT 3
Legal Subdivision	HYLAND GREEN #3
Legal Lot Number	3
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3029
Census Tract	311801

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 BEACON TRAIL CT, O FALLON, MO 63366-1495
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 15, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2008 · Amount on Record
Deed Sale	Jun 30, 2008 · Amount on Record
Prior Sale	Jul 18, 2007 · Amount on Record
Deed Document Number	2008470610
Deed Book / Page	5014 / 282
Prior Transfer Date	Jun 19, 2008
Prior Transfer Doc	0050140282
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	15 BEACON TRAIL CT, O FALLON, MO 63366-1495
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 WOODS LN, GROSSE POINTE WOODS, MI 48236-1157

Mortgage

Document Number	0000077211
Date	Sep 15, 2021
Instrument	2021R-077211

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	15 BEACON TRAIL CT, O FALLON, MO 63366-1495
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 WOODS LN, GROSSE POINTE WOODS, MI 48236-1157

Mortgage

Document Number	2021R077211
Date	Sep 15, 2021
Instrument	2021R-077211

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,942 (-)	$283,903 (-) Land $65,000 Building $218,903
2025	$3,471.00 (+2.03%)	$53,942 (+5.05%)	$283,903 (+5.04%) Land $65,000 Building $218,903
2024	$3,402.00
2023		$51,351
2022			$270,269 Land $45,000 Building $225,269

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	940 / 940
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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