15 Beach Ct, Berlin, MD 21811 Property Records

Worcester County property record for 15 Beach Ct, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,807 sqft · built 2015
Lot Size	0.343 acres (14,938 sqft)
Owner	Company Name on Record
Last Sale	$170,000 (Jan 2015)
Tax Bill	$5,520 (2026)
Deeds & Mortgages	Apr 2026 Sale Oct 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`03-054071`

Property Details

APN / Parcel Number

Primary APN	`03-054071`
Alternative APN	`054071`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,807 sqft Total Area
Utility Area	96 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,938 sqft (0.343 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	406 sqft
Parking Spaces	2 Parking Spaces
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	054071
Street Address	15 BEACH CT
City	BERLIN
State	MD
Zip	21811-1527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT C 04-209 14938 SQ FT BEACH COURT PL OCEAN PINES SEC 4
Legal Subdivision	OCEAN PINES
Legal Lot Number	4-209,C
Jurisdiction	WORCESTER MD
Township / Civil Division	6, NORTHERN
Census Block Group	1
Census Block	1001
Census Tract	950600

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15 BEACH CT, BERLIN, MD 21811-1527
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Oct 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2015 · Amount on Record
Deed Sale	Jan 21, 2015 · Amount on Record
Prior Sale	Mar 11, 1998 · Amount on Record
Deed Book / Page	6499 / 220
Prior Transfer Date	Jun 17, 1981
Prior Transfer Doc	0489000428
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Apr 1, 2026
Property Address	15 BEACH CT, BERLIN, MD 21811-1527
Document Number	9120000312
Book / Page	9120 / 312
Instrument Date	Mar 26, 2026
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	15 BEACH CT, BERLIN, MD 21811-1527

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	15 BEACH CT, OCEAN PINES, MD 21811-1527
Document Number	0071140045
Instrument Date	Oct 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 BEACH CT BERLIN MD 218111527, BERLIN, MD 21811-1527

Mortgage

Document Number	0071140045
Date	Nov 14, 2017
Book Page	007114/000045

Lender

Name	SUNTRUST BK
Type	Bank
Address	BALTIMORE, MD 21202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,520.00 (+1.43%) Homeowner's exemption	$765,467 (+9.52%)	$832,000 (-) Land $207,400 Building $624,600
2025	$5,442.00 (+3.66%) Homeowner's exemption	$698,933 (+16.72%)	$832,000 (+31.56%) Land $207,400 Building $624,600
2023	$5,250.00 Homeowner's exemption	$598,800	$632,400 Land $187,900 Building $444,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 351 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	388 units insured incl. 37 condo units
Nearby Flood Claims	78 (1978–2021)
Claims Outside the SFHA	13 of 78
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 7 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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