Middlesex County and Wakefield Town property record for 15 Bay St, Wakefield, MA 01880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,545 sqft · built 1960 |
| Lot Size | 0.183 acres (7,980 sqft) |
| Owner | Individual Name on File |
| Last Sale | $480,000 (Oct 2020) |
| Tax Bill | $6,927 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15018 |
| Primary APN | 15018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,545 sqft Living Area |
| Gross Area | 2,454 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 384 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,980 sqft (0.183 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 15018 |
|---|---|
| Street Address | 15 BAY ST |
| City | WAKEFIELD |
| State | MA |
| Zip | 01880-1001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Subdivision | SUBDIVISION LAND WAKEFIELD |
| Legal Block | 16 |
| Jurisdiction | WAKEFIELD MA |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 7 |
| Census Block | 7003 |
| Census Tract | 335100 |
15 Bay St is owned and occupied by an individual who bought it in October 2020.
Source: Middlesex County and Wakefield Town records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 BAY ST, WAKEFIELD, MA 01880-1001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2022 | Deed of Trust, Mortgage · Line of Credit BLUESTONE BANK |
| Oct 9, 2020 | Quit Claim Deed, Transfer · FHA Mortgage BLUESTONE BK |
| Jul 10, 2017 | Quit Claim Deed, Transfer · FHA Mortgage SHAMROCK FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 9, 2020 · Amount on File |
| Deed Sale | Oct 9, 2020 · Amount on File |
| Prior Sale | Jul 10, 2017 · Amount on File |
| Deed Book / Page | 75856 / 59 |
| Prior Transfer Date | Oct 7, 2020 |
| Prior Transfer Doc | 75856-59 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 15 BAY ST, WAKEFIELD, MA 01880-1001 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 080564-506 |
|---|---|
| Date | Aug 11, 2022 |
| Book Page | 80564/506 |
| Instrument | 123064 |
| Name | BLUESTONE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Recording Date | Oct 9, 2020 |
| Property Address | 15 BAY ST, WAKEFIELD, MA 01880-1001 |
| Document Number | 75856-59 |
| Book / Page | 075856 / 000059 |
| Instrument Date | Oct 7, 2020 |
| Instrument | 183855 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,189.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 BAY ST WAKEFIELD MA 018801001, WAKEFIELD, MA 01880-1001 |
| Document Number | 75856-64 |
|---|---|
| Date | Oct 9, 2020 |
| Book Page | 075856/000064 |
| Instrument | 183856 |
| Name | BLUESTONE BK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 8, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Recording Date | Jul 10, 2017 |
| Property Address | 15 BAY ST, WAKEFIELD, MA 01880-1001 |
| Document Number | 69578-324 |
| Book / Page | 69578 / 324 |
| Instrument | 106741 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $44.93 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 BAY ST, WAKEFIELD, MA 01880-1001 |
| Document Number | 695780326 |
|---|---|
| Date | Jul 10, 2017 |
| Instrument | 69578/0326 |
| Name | SHAMROCK FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 10, 2047 |
The 2025 property tax bill for 15 Bay St was $6,927, up 8.5% from the year before.
Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Wakefield Town |
| Unified School District | Wakefield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,927.00 (+8.45%) | $610,300 (+7.5%) Land $370,400 Building $239,900 | $654,835 (+16.14%) |
| 2024 | $6,387.00 (+2.75%) | $567,700 (+7.13%) Land $344,500 Building $223,200 | $563,825 |
| 2023 | $6,216.00 | $529,900 Land $321,600 Building $208,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Bay St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 units insured incl. 2 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Bay St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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