15 Bay St, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 15 Bay St, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,724 sqft · built 1932
Lot Size	0.167 acres (7,261 sqft)
Owner	2 Individual Names on Record
Last Sale	$308,000 (Mar 2026)
Tax Bill	$10,614 (2025)
Deeds & Mortgages	Mar 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`41-00068-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`41-00068-0000-00011`
Alternative APNs	`410006800011` `124000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,724 sqft Living Area
1st Floor Area	1,724 sqft
Upper Floors Area	884 sqft
Basement Area	840 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Other
Lot Area	7,261 sqft (0.167 acres)
Lot Dimensions	137 ft deep x 53 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Pool Area	336 sqft
Porch	Enclosed Porch
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Sewer	Connected

Location & Zoning

Account Number	124000
Street Address	15 BAY ST
City	RUMSON
State	NJ
Zip	07760-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Block	68
Legal Lot Number	11
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	2
Census Block	2021
Census Tract	803900

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 BAY ST, RUMSON, NJ 07760-1705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2026 · Amount on Record
Deed Sale	Mar 6, 2026 · Amount on Record
Prior Sale	Sep 16, 1998 · Amount on Record
Deed Document Number	202619519
Deed Book / Page	9783 / 407
Record Updated	Sep 20, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 6, 2026
Property Address	15 BAY ST, RUMSON, NJ 07760-1705
Document Number	0097830407
Book / Page	9783 / 407
Instrument Date	Jan 14, 2026
Instrument	2026019519
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	COASTAL TITLE, COASTAL TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$1,777.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8810 WALTHER BLVD APT 2422, 2422, PARKVILLE, MD 21234-5764

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 BAY ST, RUMSON, NJ 07760-1705

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,129,100 (+11.59%) Land $906,800 Building $222,300	$1,129,100 (+11.59%) Land $906,800 Building $222,300
2025	$10,614.00 (+2.62%)	$1,011,800 (+13.11%) Land $822,600 Building $189,200	$1,011,800 (+13.11%) Land $822,600 Building $189,200
2024	$10,343.00 (+0.35%)
2023		$894,500 Land $738,400 Building $156,100	$894,500 Land $738,400 Building $156,100
2022	$10,307.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	111 (1984–2022)
Claims Outside the SFHA	24 of 111
Most Recent Claim	Nov 2022 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 60 claims Hurricane Irene, Aug 2011 · 8 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20