Richland County property record for 15 Bay Laurel Pl, Columbia, SC 29201
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,164 sqft · built 2005 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (May 2024) |
| Tax Bill | $1,823 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09102-05-14 |
| Primary APN | 09102-05-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,164 sqft Heated Area |
| Gross Area | 1,396 sqft |
| 1st Floor Area | 1,164 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Porch | Slab |
| Porch Area | 232 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 01800750 |
|---|---|
| Street Address | 15 BAY LAUREL PL |
| City | COLUMBIA |
| State | SC |
| Zip | 29201-1443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GC |
| Legal Description | LOT 308 27.3X149.3X110.2X82.8 #SU LAUREL HILL PHASE III #PR RB915-1343 RB1061-277 |
| Legal Subdivision | LAUREL HILL |
| Legal Phase | 3 |
| Legal Lot Number | 27,308 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 600 |
15 Bay Laurel Pl is owned and occupied by two individuals who bought it in May 2024.
Source: Richland County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 BAY LAUREL PL, COLUMBIA, SC 29201-1443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 21, 2022 | Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Jun 29, 2020 | Warranty Deed, Transfer · Conventional with PMI MORTGAGE NTWK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2024 · Amount on File |
| Deed Sale | May 31, 2024 · Amount on File |
| Prior Sale | Jun 21, 2022 · Amount on File |
| Deed Document Number | 202423851 |
| Deed Book / Page | 2928 / 229 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jun 21, 2022 |
| Property Address | 15 BAY LAUREL PL, COLUMBIA, SC 29201-1443 |
| Document Number | 0027553658 |
| Book / Page | 2755 / 3658 |
| Map Reference | MB 915 PG 1343 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 2022035583 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $611.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15 BAY LAUREL PL, COLUMBIA, SC 29201-1443 |
| Document Number | 2022035584 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 2022035584 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Jul 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 5.87% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jun 29, 2020 |
| Property Address | 15 BAY LAUREL PL, COLUMBIA, SC 29201-1443 |
| Document Number | 2504/0302 |
| Book / Page | 002504 / 000302 |
| Instrument Date | Jun 12, 2020 |
| Instrument | 31668 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $618.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15 BAY LAUREL PL COLUMBIA SC 292011443, COLUMBIA, SC 29201-1443 |
| Document Number | 2504/0306 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 002504/000306 |
| Instrument | 31669 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Address | DANVERS, MA 01923 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 28, 2050 |
The 2025 property tax bill for 15 Bay Laurel Pl was $1,823.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,823.00 | $6,680 | $255,000 Land $42,000 Building $213,000 |
| 2023 | $1,647.00 | $6,680 | $167,000 |
| 2021 | $1,250.00 | $6,680 | $167,000 Land $32,000 Building $135,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 15 Bay Laurel Pl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1979–2015) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Bay Laurel Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98.9% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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