Fluvanna County property record for 15 Barrett St, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,722 sqft · built 1988 |
| Lot Size | 0.445 acres (19,384 sqft) |
| Owner | Individual Name on File |
| Last Sale | $157,500 (Nov 2010) |
| Tax Bill | $3,545 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A 4 377 |
| Primary APN | 18A 4 377 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,722 sqft Living Area |
| Gross Area | 6,609 sqft |
| 1st Floor Area | 1,738 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,384 sqft (0.445 acres) |
| Terrain | Rolling |
| View / Lot | Corner |
| Garage Area | 1,726 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Slab |
| Porch Area | 186 sqft |
| Deck Area | 1,077 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1573 |
|---|---|
| Street Address | 15 BARRETT ST |
| City | PALMYRA |
| State | VA |
| Zip | 22963-2554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | DB 830-739 FAIRWAY-4 LOT 377 19,366 SF |
| Legal Subdivision | FAIRWAY |
| Legal Block | 37 |
| Legal Lot Number | 377 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | CUNNINGHAM |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20103 |
15 Barrett St is owned and occupied by an individual who bought it in November 2010.
Source: Fluvanna County records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 BARRETT ST, PALMYRA, VA 22963-2554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2010 · Amount on File |
| Deed Sale | Nov 15, 2010 · Amount on File |
| Prior Sale | Jan 19, 2010 · Amount on File |
| Deed Document Number | 20103956 |
| Deed Book / Page | 830 / 739 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 15 BARRETT ST, PALMYRA, VA 22963-2554 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1902657 |
|---|---|
| Date | Sep 3, 2019 |
| Instrument | 1902657 |
| Name | UVA COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 5, 2034 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 15 Barrett St was $3,545.
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $469,580 (-) Land $30,000 Building $439,580 | $469,580 (-) Land $30,000 Building $439,580 | |
| 2025 | $3,545.00 | $469,580 Land $30,000 Building $439,580 | $469,580 Land $30,000 Building $439,580 |
| 2023 | $398,600 Land $30,000 Building $368,600 | $398,600 Land $30,000 Building $368,600 | |
| 2022 | $3,364.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Barrett St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Barrett St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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