Essex County and Lynn City property record for 15 Bailey St, Lynn, MA 01904
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,340 sqft · built 1890 |
| Lot Size | 0.16 acres (6,991 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $252,000 (Aug 2008) |
| Tax Bill | $5,913 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Oct 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B:074 L:180 S:014 |
| Primary APN | B:074 L:180 S:014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,340 sqft Living Area |
| Gross Area | 2,729 sqft |
| Basement Area | 910 sqft |
| Unfinished Basement | 910 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1891 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,991 sqft (0.16 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 15 BAILEY ST |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01904-2211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 180 |
| Legal Lot Number | 14 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 205300 |
15 Bailey St is owned and occupied by two individuals who bought it in August 2008.
Source: Essex County and Lynn City records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 BAILEY ST, LYNN, MA 01904-2211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEW FED MORTGAGE CORP |
| Oct 6, 2023 | Deed of Trust, Mortgage · ARM NEW FED MORTGAGE CORP |
| Jan 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage NEW FED MORTGAGE CORP |
| Apr 5, 2017 | Deed of Trust, Mortgage NEW FREEDOM MORTGAGE CORP |
| May 8, 2019 | Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2008 · Amount on File |
| Deed Sale | Aug 29, 2008 · Amount on File |
| Deed Book / Page | 28016 / 314 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 15 BAILEY ST, LYNN, MA 01904-2211 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 043195-453 |
|---|---|
| Date | Jan 27, 2026 |
| Book Page | 43195/453 |
| Instrument | 20260127001670 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 15 BAILEY ST, LYNN, MA 01904-2211 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 041796-395 |
|---|---|
| Date | Oct 6, 2023 |
| Book Page | 41796/395 |
| Instrument | 20231006001380 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Nov 1, 2030 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 15 BAILEY ST, LYNN, MA 01904-2211 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39468-336 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | 39468/336 |
| Instrument | 20210129002130 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 15 BAILEY ST, LYNN, MA 01904-2211 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35781-81 |
|---|---|
| Date | Apr 5, 2017 |
| Book Page | 35781/81 |
| Instrument | 233 |
| Name | NEW FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 15 BAILEY ST, LYNN, MA 01904-2211 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37496-170 |
|---|---|
| Date | May 8, 2019 |
| Book Page | 37496/170 |
| Instrument | 20190508001540 |
| Name | NORTH SHORE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 15 Bailey St was $5,913, up 1.9% from the year before.
Source: Essex County and Lynn City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,913.00 (+1.86%) | $570,800 (+3.54%) Land $211,300 Building $359,500 | $522,215 |
| 2024 | $5,805.00 (+1.65%) | $551,300 (+7.63%) Land $209,900 Building $341,400 | |
| 2023 | $5,711.00 | $512,200 Land $209,900 Building $302,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Bailey St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Bailey St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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