15 Ashley Ln, Elgin, MN 55932 Property Records

Wabasha County property record for 15 Ashley Ln, Elgin, MN 55932

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,468 sqft · built 1999
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (May 2026)
Tax Bill	$3,910 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R19.00319.00`

Property Details

APN / Parcel Number

Primary APN	`R19.00319.00`
Alternative APN	`19.00319.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,468 sqft Living Area
1st Floor Area	1,244 sqft
Basement Area	1,224 sqft
Finished Basement	1,224 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Garage Area	704 sqft
Porch	Open Porch
Porch Area	40 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15 ASHLEY LN
City	ELGIN
State	MN
Zip	55932-9324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-34 TWP-108 RANGE-012 ROLLING HILLS LOT-002 BLOCK-004 .33 AC (WWW)
Legal Range	12
Legal Township	108
Legal Section	34
Legal Subdivision	ROLLING HILLS
Legal Block	4
Legal Lot Number	2
Jurisdiction	WABASHA MN
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3075
Census Tract	490500

Owner

Source: Wabasha County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 ASHLEY LN, ELGIN, MN 55932-9324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Warranty Deed, Transfer · Conventional Mortgage SMMOK EMPLOYEES FEDERAL CREDIT UNION
Apr 17, 2017	Deed of Trust, Mortgage MAYO EMPLOYEES FCU
Dec 29, 2020	Deed of Trust, Mortgage MAYO EMPLOYEES FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Prior Sale	Jul 28, 2005 · Amount on Record
Deed Document Number	2026363294
Prior Transfer Date	May 22, 2026
Prior Transfer Doc	0000363294
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASHA MN
Recording Date	May 29, 2026
Property Address	15 ASHLEY LN, ELGIN, MN 55932-9324
Document Number	0000363294
Instrument Date	May 22, 2026
Instrument	2026363294
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	ICE MORTGAGE TECHNOLOGY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$121,654.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 ASHLEY LN, ELGIN, MN 55932-9324
Investor	Possibly a Property Investor

Mortgage

Document Number	0000363295,
Date	May 29, 2026
Instrument	2026363295

Lender

Name	SMMOK EMPLOYEES FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	15 ASHLEY LN, ELGIN, MN 55932-9324
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000326867
Date	Apr 17, 2017
Instrument	326867

Lender

Name	MAYO EMPLOYEES FCU
Type	Credit Union
Address	ROCHESTER, MN 55902

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Mar 28, 2027

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	15 ASHLEY LN, ELGIN, MN 55932-9324
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 ASHLEY LN, ELGIN, MN 55932-9324

Mortgage

Document Number	0000342265
Date	Dec 29, 2020
Instrument	342265

Lender

Name	MAYO EMPLOYEES FCU
Type	Credit Union
Address	ROCHESTER, MN 55902

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Dec 28, 2030

Tax Assessment & Valuation

Source: Wabasha County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wabasha County
Municipality	Elgin City
Unified School District	Plainview-Elgin-Millville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,910.00 (+6.42%)	$295,000 (-4.16%) Land $50,000 Building $245,000	$295,000 (-4.16%) Land $50,000 Building $245,000
2025	$3,674.00 (+2%) Homeowner's exemption	$307,800 (+7.4%) Land $50,000 Building $257,800	$307,800 (+7.4%) Land $50,000 Building $257,800
2023	$3,602.00 Homeowner's exemption	$286,600 Land $50,000 Building $236,600	$286,600 Land $50,000 Building $236,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Elgin serves 1,115 people · EPA ID MN1790001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber	5,000 / 5,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G and 4G LTE (outdoors only)

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