St. Charles County property record for 15 Ashland Pl, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,619 sqft · built 1962 |
| Lot Size | 0.174 acres (7,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $196,000 (May 2019) |
| Tax Bill | $2,563 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 049070A000 |
| Primary APN | 049070A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,619 sqft Living Area |
| Gross Area | 2,688 sqft |
| 1st Floor Area | 1,064 sqft |
| Basement Area | 1,064 sqft |
| Finished Basement | 555 sqft |
| Unfinished Basement | 509 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,560 sqft (0.174 acres) |
| Lot Dimensions | 105 ft deep x 72 ft wide |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 123 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 049070A000 |
|---|---|
| Street Address | 15 ASHLAND PL |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | ELMWOOD MANOR #4 BLK 6 LOT 7 |
| Legal Subdivision | ELMWOOD MANOR #4 |
| Legal Block | 6 |
| Legal Lot Number | 7 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 310301 |
Source: St. Charles County assessment roll, as of August 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 ASHLAND PL, SAINT CHARLES, MO 63301-4605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 13, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 8, 2019 | Warranty Deed, Transfer · FHA Mortgage CSTONE MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 8, 2019 · Amount on Record |
| Deed Sale | May 8, 2019 · Amount on Record |
| Prior Sale | Nov 9, 2015 · Amount on Record |
| Deed Document Number | 2019216840 |
| Deed Book / Page | 7070 / 2085 |
| Prior Transfer Date | Jun 11, 2012 |
| Prior Transfer Doc | 0057980231 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 15 ASHLAND PL, SAINT CHARLES, MO 63301-4605 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 15 ASHLAND PL, SAINT CHARLES, MO 63301-4605 |
| Document Number | 2021R011393 |
|---|---|
| Date | Feb 5, 2021 |
| Instrument | 2021R-011393 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 15 ASHLAND PL, SAINT CHARLES, MO 63301-4605 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0072301214 |
|---|---|
| Date | Feb 13, 2020 |
| Book Page | 7230/1214 |
| Instrument | 20200213000088790 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CHESTERFIELD, MO 63005 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Jul 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 8, 2019 |
| Property Address | 15 ASHLAND PL, SAINT CHARLES, MO 63301-4605 |
| Document Number | 0070702085 |
| Book / Page | 7070 / 2085 |
| Map Reference | MB 7 PG 47 |
| Instrument Date | Apr 30, 2019 |
| Instrument | 20190508000216840 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | SELECT TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 ASHLAND PL, 15, SAINT CHARLES, MO 63301-4605 |
| Name | Verified Name |
|---|---|
| Address | 15 ASHLAND PL, SAINT CHARLES, MO 63301-4605 |
| Document Number | 20190508000216850 |
|---|---|
| Date | May 8, 2019 |
| Instrument | 20190508000216850 |
| Name | CSTONE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2049 |
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,563.00 (+1.87%) | $40,772 (+4.31%) | $214,590 (+4.31%) Land $50,000 Building $164,590 |
| 2024 | $2,516.00 | ||
| 2023 | $39,086 | ||
| 2022 | $205,717 Land $50,000 Building $155,717 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1979–1983) |
| Most Recent Claim | May 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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