15 Ash St, Bar Harbor, ME 04609 Property Records

Hancock County and Bar Harbor Town property record for 15 Ash St, Bar Harbor, ME 04609

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,272 sqft · built 1912
Lot Size0.08 acres (3,485 sqft)
OwnerIndividual Name on Record
Last Sale$475,000 (Mar 2022)
Tax Bill$5,143 (2024)
Deeds & MortgagesApr 2023 Line of Credit
Nov 2020 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN107-125-000

Property Details

APN / Parcel Number

Primary APN107-125-000
Alternative APN
  • BARH M:107 L:125

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,272 sqft Living Area
Gross Area2,264 sqft
1st Floor Area648 sqft
Basement Area568 sqft
Unfinished Basement568 sqft

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1912
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,485 sqft (0.08 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number107-125-000
Street Address15 ASH ST
CityBAR HARBOR
StateME
Zip04609-1601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number125
JurisdictionBAR HARBOR ME
Township / Civil DivisionBAR HARBOR
Census Block Group2
Census Block2020
Census Tract965900

Owner

Source: Hancock County and Bar Harbor Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 222, BAR HARBOR, ME 04609-0222
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2023Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK
Nov 17, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
BAR HARBOR BANK & TRUST CO
Mar 1, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
1ST NATIONAL BANK
Jan 24, 2019Quit Claim Deed, Transfer
BAR HARBOR BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 1, 2022 · Amount on Record
Deed SaleMar 1, 2022 · Amount on Record
Prior SaleJan 24, 2019 · Amount on Record
Deed Document Number20222953
Deed Book / Page7191 / 966
Prior Transfer DateFeb 28, 2022
Prior Transfer Doc0071910966
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAR HARBOR ME
Property Address15 ASH ST, BAR HARBOR, ME 04609-1601
Transaction TypeMortgage
Record UpdatedMay 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0072630506
DateApr 18, 2023
Book Page7263/506
Instrument2023003729
Lender
NameFIRST NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueMay 1, 2043
Interest
Rate TypeAdjustable Rate

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAR HARBOR ME
Property Address15 ASH ST, BAR HARBOR, ME 04609-1601
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0070730443
DateNov 17, 2020
Book Page7073/443
Instrument2020038299
Lender
NameBAR HARBOR BANK & TRUST CO
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueDec 1, 2040

March 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAR HARBOR ME
Recording DateMar 1, 2022
Property Address15 ASH ST, BAR HARBOR, ME 04609-1601
Document Number0071910966
Book / Page7191 / 966
Instrument DateFeb 28, 2022
Instrument2022002953
Transaction TypeTransfer
Record UpdatedMar 14, 2022

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
AddressPO BOX 222, BAR HARBOR, ME 04609-0222

Mortgage

Document Number2022002954
DateMar 1, 2022
Instrument2022002954
Lender
Name1ST NATIONAL BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAR HARBOR ME
Recording DateJan 24, 2019
Property Address15 ASH ST, BAR HARBOR, ME 04609-1601
Document Number0069340233
Book / Page006934 / 000233
Instrument DateJan 24, 2019
Instrument1022
Transaction TypeTransfer
Record UpdatedFeb 13, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 HASTINGS ST PORTLAND ME 041022044, PORTLAND, ME 04102-2044

Mortgage

Document Number69340236
DateJan 24, 2019
Book Page006934/000236
Instrument1023
Lender
NameBAR HARBOR BK&TR
TypeBank
AddressBAR HARBOR, ME 04609
Agreement
AmountAmount Recorded
Term240 Months
DueJan 23, 2039

Tax Assessment & Valuation

Source: Hancock County and Bar Harbor Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyHancock County
County SubdivisionBar Harbor Town
Elementary School DistrictBar Harbor (KG - 08)
Secondary School DistrictMount Desert Community School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2024$5,143.00 (+15.65%)$512,300 (-) Land $322,400 Building $189,900
2023$4,447.00 (+10.07%)$512,300 (+18.18%) Land $322,400 Building $189,900
2022$4,040.00$433,500 Land $272,800 Building $160,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims2 (1978–1979)
Most Recent ClaimJan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BAR HARBOR- WATER DIVISION
serves 4,443 people · EPA ID ME0090120
Water SourceSurface water
Last State InspectionOct 2025
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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