Middlesex County and Reading Town property record for 15 Arnold Ave, Reading, MA 01867 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,404 sqft · built 1956 |
| Lot Size | 0.511 acres (22,264 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Sep 2002) |
| Tax Bill | $9,166 (2025) |
| Deeds & Mortgages | Jul 2021 Refinance Jul 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:014.0-0000-0032.0 |
| Primary APN | READ M:014.0-0000-0032.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| Gross Area | 2,268 sqft |
| 1st Floor Area | 1,073 sqft |
| Basement Area | 1,088 sqft |
| Unfinished Basement | 772 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 22,264 sqft (0.511 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 470000000680 |
|---|---|
| Street Address | 15 ARNOLD AVE |
| City | READING |
| State | MA |
| Zip | 01867-2209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 334100 |
Source: Middlesex County and Reading Town records · APN READ M:014.0-0000-0032.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 ARNOLD AVE, READING, MA 01867-2209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 06, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HARVARD UNIVERSITY CREDIT UNION |
| Jul 06, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HARVARD UNIVERSITY CREDIT UNION |
| Mar 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HARVARD UNIV CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 2002 · Amount on Record |
| Deed Sale | Sep 30, 2002 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 15 ARNOLD AVE, READING, MA 01867-2209 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001885685 |
|---|---|
| Date | Jul 06, 2021 |
| Instrument | 1885685 |
| Name | HARVARD UNIVERSITY CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 15 ARNOLD AVE, READING, MA 01867-2209 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1885685 |
|---|---|
| Date | Jul 06, 2021 |
| Instrument | 1885685 |
| Name | HARVARD UNIVERSITY CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 15 ARNOLD AVE, READING, MA 01867-2209 |
| Document Number | 0001756987 |
| Instrument Date | Mar 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0001756987 |
|---|---|
| Date | Mar 30, 2017 |
| Instrument | 1756987 |
| Name | HARVARD UNIV CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 29, 2047 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,166.00 (+1.11%) | $804,700 (+4.03%) Land $528,200 Building $276,500 | $782,990 (-0.84%) |
| 2024 | $9,065.00 (+3.03%) | $773,500 (+10.69%) Land $507,400 Building $266,100 | $789,640 |
| 2023 | $8,798.00 | $698,800 Land $457,500 Building $241,300 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173341003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978, tidal / storm surge |
| Wildfire Risk | Low above 2% of the US · above 4% of Massachusetts |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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