15 Arbor Ter, Ansonia, CT 06401 Property Records

Ansonia City property record for 15 Arbor Ter, Ansonia, CT 06401

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,345 sqft · built 1954
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Sep 2020)
Tax Bill	$8,214 (2026)
Deeds & Mortgages	Mar 2024 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21720`

Property Details

APN / Parcel Number

Primary APN	`21720`
Alternative APN	`ANSO M:109 B:0018 L:0006`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,345 sqft Living Area
Gross Area	3,612 sqft
1st Floor Area	1,653 sqft
Basement Area	1,247 sqft
Unfinished Basement	697 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,314 sqft (0.65 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	21720
Street Address	15 ARBOR TER
City	ANSONIA
State	CT
Zip	06401-2901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	18
Legal Lot Number	6
Jurisdiction	ANSONIA CT
Township / Civil Division	ANSONIA
Census Block Group	1
Census Block	1018
Census Tract	125100

Owner

15 Arbor Ter is owned and occupied by two individuals who bought it in September 2020.

Source: Ansonia City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 ARBOR TER, ANSONIA, CT 06401-2901
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ROCKET MORTGAGE
Sep 1, 2020	Personal Representative Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2020 · Amount on File
Deed Sale	Sep 1, 2020 · Amount on File
Prior Sale	Nov 17, 2005 · Amount on File
Deed Document Number	20201778430004
Deed Book / Page	580 / 1044
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Property Address	15 ARBOR TER, ANSONIA, CT 06401-2901
Transaction Type	Mortgage
Record Updated	Apr 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000620-241
Date	Mar 28, 2024
Book Page	620/241
Instrument	1933940009

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2044

September 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ANSONIA CT
Recording Date	Sep 1, 2020
Property Address	15 ARBOR TER, ANSONIA, CT 06401-2901
Document Number	580-1044
Book / Page	580 / 1044
Instrument Date	Aug 26, 2020
Instrument	1778430004
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	1778440016
Date	Sep 1, 2020
Instrument	1778440016

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 15 Arbor Ter was $8,214, up 3.2% from the year before.

Source: Ansonia City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Ansonia City
Unified School District	Ansonia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,214.00 (+3.19%)	$278,810 (-) Land $58,240 Building $220,570	$461,974 (+136.71%)
2025	$7,960.00	$278,810 Land $58,240 Building $220,570	$195,167 Land $40,768 Building $154,399
2024	$7,960.00 (+34.05%)
2023	$5,938.00 (-9.88%)	$226,310 (+29.84%) Land $58,240 Building $168,070
2022	$6,589.00	$174,300 Land $74,400 Building $99,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Arbor Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Arbor Ter is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Optimum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Arbor Ter

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