Stearns County property record for 15 Arbor St, Saint Cloud, MN 56301 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 2022 |
| Square Footage | 1,316 sqft Living Area |
| Occupancy | Owner Occupied |
| Tax Bill | $390.00 (2025) |
| Primary APN | 98-84100-0060 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,316 sqft Living Area |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 15 ARBOR ST |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-9454 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BEL CLARE 15 ARBOR ST 2023 CHAMPION VIN B603350 |
| Jurisdiction | STEARNS MN |
| Minor Civil Division | WAITE PARK |
| Census Blockgroup | 1 |
| Census Block | 1033 |
| Census Tract | 11308 |
Source: Stearns County records · APN 98-84100-0060
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 ARBOR ST, SAINT CLOUD, MN 56301-9454 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | Waite Park City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $40,200 (+4.96%) Building $40,200 | $40,200 (+4.96%) Building $40,200 | |
| 2025 | $390.00 (+2.63%) | $38,300 Building $38,300 | $38,300 Building $38,300 |
| 2024 | $380.00 |
15 Arbor St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Stearns County (27145C), updated September 29, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 35th percentile of exposed land nationally · 63rd in Minnesota |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,000 per year |
| Exposure | Indirect within ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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