15 Arbor Dr, Baltimore (Essex), MD 21221 Property Records

Baltimore County property record for 15 Arbor Dr, Baltimore, MD 21221

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,864 sqft · built 2018
Lot Size0.119 acres (5,227 sqft)
OwnerIndividual Name on File
Last Sale$450,000 (Oct 2023)
Tax Bill$2,155 (2023)
Deeds & MortgagesOct 2023 Sale & Mortgage
Jan 2020 Mortgage
+ 1 more
APN15-2500005309

Property Details

APN / Parcel Number

Primary APN15-2500005309
Alternative APN
  • 2500005309

Interior

Full Baths3 Baths
Stories2 Stories
Building Area1,864 sqft Total Area
Basement Area700 sqft
Finished Basement700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area5,227 sqft (0.119 acres)
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area188 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number2500005309
Street Address15 ARBOR DR
CityBALTIMORE
StateMD
Zip21221-2613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.120 AC 15 ARBOR DR NS RENAISSANCE SQUARE
Legal SubdivisionRENAISSANCE SQUARE
Legal Lot Number44
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group3
Census Block3018
Census Tract450800

Owner

15 Arbor Dr is owned and occupied by an individual who bought it in October 2023.

Source: Baltimore County records, as of October 18, 2023

Owner of RecordIndividual Name on File
Mailing Address15 ARBOR DR, ESSEX, MD 21221-2613
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2023Deed, Transfer · FHA Mortgage
MERIDIAN BANK
Jan 14, 2020Deed of Trust, Mortgage · VA Mortgage
BNC NATIONAL BANK
Mar 1, 2019Deed, Transfer · VA Mortgage
SWBC MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 6, 2023 · Amount on File
Deed SaleOct 6, 2023 · Amount on File
Prior SaleMar 1, 2019 · Amount on File
Deed Document Number0004844740
Deed Book / Page48447 / 40
Record UpdatedJun 7, 2026

October 2023: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateOct 6, 2023
Property Address15 ARBOR DR, BALTIMORE, MD 21221-2613
Document Number0484470040
Book / Page48447 / 40
Map ReferenceMB SM 78 FO 439
Instrument DateSep 13, 2023
Transaction TypeTransfer
Record UpdatedOct 19, 2023
Title CompanyRE TITLE SERVICES LLC, RAVEN TITLE SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,125.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 ARBOR DR, ESSEX, MD 21221-2613

Mortgage

Document Number0484470049
DateOct 6, 2023
Instrument48447-0049
Lender
NameMERIDIAN BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2053

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address15 ARBOR DR, BALTIMORE, MD 21221-2613
Transaction TypeMortgage
Record UpdatedAug 10, 2022
Title CompanySOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0423390364
DateJan 14, 2020
Book Page42339/364
Lender
NameBNC NATIONAL BANK
TypeBank
AddressGLENDALE, AZ 85308
Agreement
TypeVA Mortgage
AmountAmount on Record
Term359 Months
DueDec 1, 2049

March 2019: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateMar 1, 2019
Property Address15 ARBOR DR, BALTIMORE, MD 21221-2613
Document Number0411770439
Book / Page41177 / 439
Map ReferenceMB SM 78 FO 439
Instrument DateFeb 12, 2019
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyCOMMUNITY TITLE NETWORK

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address15 ARBOR DR, BALTIMORE, MD 21221-2613

Mortgage

Document Number0041177446
DateMar 1, 2019
Instrument41177/446
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2049

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,155.00$292,000 Land $45,000 Building $247,000$292,000 Land $45,000 Building $247,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 15 Arbor Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Arbor Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
AT&T
Fixed Wireless
100 / 20

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