15 Arbor Cir, Novato, CA 94947 Property Records

Marin County property record for 15 Arbor Cir, Novato, CA 94947

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,342 sqft · built 1956
Lot Size	0.18 acres (7,839 sqft)
Owner	2 Individual Names on File
Last Sale	$1,210,000 (Sep 2025)
Tax Bill	$12,375 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`140-151-29`

Property Details

APN / Parcel Number

Primary APN	`140-151-29`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,342 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1992
Architectural Style	Contemporary
Lot Area	7,839 sqft (0.18 acres)
Garage Area	388 sqft
Parking Spaces	1 Parking Space
Pool Area	800 sqft
Deck Area	724 sqft
Patio Area	1,064 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	15 ARBOR CIR
City	NOVATO
State	CA
Zip	94947-2982
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7
Legal Subdivision	BELLUCI
Legal Lot Number	7
Jurisdiction	MARIN CA
Township / Civil Division	NOVATO
Census Block Group	3
Census Block	3001
Census Tract	103200

Owner

15 Arbor Cir is owned and occupied by two individuals who bought it in September 2025.

Source: Marin County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 ARBOR CIR, NOVATO, CA 94947-2982
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Dec 20, 2018	Grant Deed, Transfer OLD REPUBLIC TITLE
Apr 24, 2018	Grant Deed, Transfer · Second Mortgage (Down Payment) AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2025 · Amount on File
Deed Sale	Sep 5, 2025 · Amount on File
Prior Sale	Dec 20, 2018 · Amount on File
Deed Document Number	202523153
Prior Transfer Date	Jun 12, 1997
Prior Transfer Doc	0000033047
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	15 ARBOR CIR, NOVATO, CA 94947-2982
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 ARBOR CIR, NOVATO, CA 94947-2982

Mortgage

Document Number	0000033290
Date	Dec 30, 2025
Instrument	2025-0033290

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	15 ARBOR CIR, NOVATO, CA 94947-2982
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001587
Date	Jan 12, 2017
Instrument	2017-0001587

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARIN CA
Recording Date	Dec 20, 2018
Property Address	15 ARBOR CIR, NOVATO, CA 94947-2982
Document Number	0000043235
Instrument Date	Dec 18, 2018
Instrument	43235
Transaction Type	Transfer
Record Updated	Jan 4, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$935.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6632 BRAWNER ST MC LEAN VA 221014031, MC LEAN, VA 22101-4031

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARIN CA
Recording Date	Apr 24, 2018
Property Address	15 ARBOR CIR, NOVATO, CA 94947-2982
Document Number	0000014472
Map Reference	VOL10 PG103
Instrument Date	Apr 17, 2018
Instrument	2018-0014472
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	15 ARBOR CIR, NOVATO, CA 94947-2982

Mortgage

Document Number	0000014473
Date	Apr 24, 2018
Instrument	2018-0014473

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 15 Arbor Cir was $12,375.

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Municipality	Novato City
Unified School District	Novato Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,210,000 (+27.61%) Land $660,000 Building $550,000
2025	$12,375.00	$948,175 Land $568,905 Building $379,270
2023	$11,929.00 (+2.39%)	$911,360 Land $546,816 Building $364,544
2022	$11,651.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15 Arbor Cir in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	24 (1982–2023)
Claims Outside the SFHA	14 of 24
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 7 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Arbor Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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