Old Lyme Town property record for 15 Apple Tree Dr, Old Lyme, CT 06371
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,469 sqft · built 1995 |
| Lot Size | 0.708 acres (30,846 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Jun 2019) |
| Tax Bill | $3,947 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | OLYM M:61 L:54 |
| Primary APN | OLYM M:61 L:54 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,469 sqft Living Area |
| Gross Area | 2,744 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 436 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 30,846 sqft (0.708 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 283300 |
|---|---|
| Street Address | 15 APPLE TREE DR |
| City | OLD LYME |
| State | CT |
| Zip | 06371-1300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Lot Number | 54 |
| Jurisdiction | OLD LYME CT |
| Township / Civil Division | OLD LYME |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 660103 |
15 Apple Tree Dr is owned by an individual who bought it in June 2019.
Source: Old Lyme Town records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14 APPLE TREE DR, OLD LYME, CT 06371-1300 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 30, 2020 | Deed of Trust, Mortgage · Balloon Mortgage LIBERTY BANK |
| Jun 27, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage LIBERTY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2019 · Amount on File |
| Deed Sale | Jun 27, 2019 · Amount on File |
| Prior Sale | May 1, 2006 · Amount on File |
| Deed Book / Page | 428 / 706 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLD LYME CT |
| Property Address | 15 APPLE TREE DR, OLD LYME, CT 06371-1300 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00438-1182 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 438/1182 |
| Name | LIBERTY BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLD LYME CT |
| Recording Date | Jun 27, 2019 |
| Property Address | 15 APPLE TREE DR, OLD LYME, CT 06371-1300 |
| Document Number | 000428-706 |
| Book / Page | 428 / 706 |
| Instrument Date | Jun 11, 2019 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000428709 |
|---|---|
| Date | Jun 27, 2019 |
| Instrument | 428/709 |
| Name | LIBERTY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 15 Apple Tree Dr was $3,947.
Source: Old Lyme Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Old Lyme Town |
| Unified School District | Regional School District 18 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,947.00 | $243,200 Land $65,300 Building $177,900 | $170,240 Land $45,710 Building $124,530 |
| 2024 | $3,947.00 (-4.89%) | ||
| 2023 | $4,150.00 | $176,600 (-) Land $67,800 Building $108,800 | |
| 2022 | $4,150.00 | $176,600 Land $67,800 Building $108,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Apple Tree Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 15 Apple Tree Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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