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15 Andrews St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 15 Andrews St, Lowell, MA 01852

Property Summary

Property TypeCondominium
Details2 bd · 1.5 ba · 1,376 sqft · built 2010
Lot Size0.279 acres (12,179 sqft)
Owner2 Individual Names on Record
Last Sale$265,000 (Aug 2019)
Tax Bill$4,404 (2026)
Deeds & MortgagesNov 2020 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNH10580

Property Details

APN / Parcel Number

Primary APNH10580
Alternative APNs
  • LOWE M:204 B:165 L:15 U:15
  • M:000204 T:H10580

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories3 Stories
Building Area1,376 sqft Living Area
Gross Area2,827 sqft
1st Floor Area688 sqft
AtticAttic
Attic Area688 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,179 sqft
Garage TypeBasement

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberH10580
Street Address15 ANDREWS ST
CityLOWELL
StateMA
Zip01852-4601
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeTMU
Legal Block165
Legal Lot Number15
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group3
Census Block3000
Census Tract312100

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address15 ANDREWS ST, LOWELL, MA 01852-4601
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2020Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Aug 2, 2019Quit Claim Deed, Transfer · FHA Mortgage
HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2019 · Amount on Record
Deed SaleAug 2, 2019 · Amount on Record
Prior SaleDec 11, 2015 · Amount on Record
Deed Document Number201932185
Deed Book / Page33219 / 50
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address15 ANDREWS ST, LOWELL, MA 01852-4601
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number34874-92
DateNov 5, 2020
Book Page34874/92
Instrument56472
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateAug 2, 2019
Property Address15 ANDREWS ST, LOWELL, MA 01852-4601
Document Number33219-50
Book / Page33219 / 50
Instrument DateAug 2, 2019
Instrument32185
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 ANDREWS ST, LOWELL, MA 01852-4601

Mortgage

Document Number32186
DateAug 2, 2019
Instrument32186
Lender
NameHARBORONE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,404.00 (+2.87%)$388,000 (+4.05%) Building $388,000$397,059 (+5.62%)
2025$4,281.00 (+6.28%)$372,900 (+10.26%) Building $372,900$375,915 (+4.77%)
2024$4,028.00 (+8.75%)$338,200 (+13.41%) Building $338,200$358,815
2023$3,704.00$298,200 Building $298,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 2,000
Verizon
Fiber · Fixed Wireless		980 / 880
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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