Franklin County property record for 15 Andrew St, Saint Clair, MO 63077
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,430 sqft · built 2007 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Owner Name on File |
| Last Sale | $150,000 (Nov 2007) |
| Tax Bill | $2,279 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-7-25.0-1-021-002.460 |
| Primary APN | 22-7-25.0-1-021-002.460 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,430 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Street Address | 15 ANDREW ST |
|---|---|
| City | SAINT CLAIR |
| State | MO |
| Zip | 63077-2624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:16 GREEN VALLEY CREEK |
| Legal Range | 01W |
| Legal Township | 42 |
| Legal Section | 25 |
| Legal Quarter | NE |
| Legal Subdivision | GREEN VALLEY CREEK |
| Legal Block | 21 |
| Legal Lot Number | 16 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 2 |
| Census Block | 2085 |
| Census Tract | 800903 |
Source: Franklin County records · APN 22-7-25.0-1-021-002.460
Assessment roll updated May 31, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 15 ANDREW ST, SAINT CLAIR, MO 63077-2624 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Mar 11, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE |
| Jun 17, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Sep 25, 2019 | Deed of Trust, Mortgage FREEDOM MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 01, 2007 · Amount on Record |
| Deed Sale | Nov 01, 2007 · Amount on Record |
| Deed Document Number | 0724662 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 15 ANDREW ST, SAINT CLAIR, MO 63077-2624 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002104573 |
|---|---|
| Date | Mar 11, 2021 |
| Instrument | 2104573 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 15 ANDREW ST, SAINT CLAIR, MO 63077-2624 |
| Document Number | 0000009801 |
| Instrument Date | Jun 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 03, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 15 ANDREW ST ST CLAIR MO 630772624, ST CLAIR, MO 63077-2624 |
| Document Number | 0000009801 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | 9801 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | ST LOUIS, MO 63005 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 23, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 15 ANDREW ST, SAINT CLAIR, MO 63077-2624 |
| Document Number | 0000013244 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2019 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 15 ANDREW ST ST CLAIR MO 630772624, ST CLAIR, MO 63077-2624 |
| Document Number | 0000013244 |
|---|---|
| Date | Oct 02, 2019 |
| Instrument | 13244 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63005 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 01, 2049 |
Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | St. Clair City |
| Unified School District | St. Clair R-XIII School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,279.00 (+17.53%) | $33,843 (+8.71%) | $178,120 (+8.71%) Land $13,000 Building $165,120 |
| 2023 | $1,939.00 (-10.6%) | $31,132 | $163,850 Land $13,000 Building $150,850 |
| 2022 | $2,169.00 |
Source: FEMA National Flood Hazard Layer as of June 4, 2020 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
May also be available: Verizon.
Based on FCC filings for 162 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CLAIR PWS serves 4,700 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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