Westerly Town property record for 15 Andersen Ct, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 4,053 sqft · built 1989 |
| Lot Size | 0.579 acres (25,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $482,500 (Dec 2002) |
| Tax Bill | $6,833 (2025) |
| Deeds & Mortgages | Aug 2022 Refinance Nov 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:110 B:22 |
| Primary APN | WEST M:110 B:22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,053 sqft Living Area |
| Gross Area | 6,347 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,227 sqft (0.579 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 5031295 |
|---|---|
| Street Address | 15 ANDERSEN CT |
| City | WESTERLY |
| State | RI |
| Zip | 02891-3713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 22 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 50902 |
15 Andersen Ct is owned and occupied by an individual who bought it in December 2002.
Source: Westerly Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 ANDERSEN CT, WESTERLY, RI 02891-3713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 1, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Nov 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Apr 3, 2019 | Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK |
| Apr 21, 2017 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BK/RI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2002 · Amount on File |
| Deed Sale | Dec 27, 2002 · Amount on File |
| Prior Sale | Jul 30, 1999 · Amount on File |
| Deed Book / Page | 1080 / 177 |
| Transfer Doc | 2017-6209 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 15 ANDERSEN CT, WESTERLY, RI 02891-3713 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022-13942 |
|---|---|
| Date | Aug 1, 2022 |
| Book Page | 2022/13942 |
| Instrument | 2022-3303 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 15 ANDERSEN CT, WESTERLY, RI 02891-3713 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021-27935 |
|---|---|
| Date | Nov 8, 2021 |
| Book Page | 2021/27935 |
| Instrument | 2021-6239 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 15 ANDERSEN CT, WESTERLY, RI 02891-3713 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019-4872 |
|---|---|
| Date | Apr 3, 2019 |
| Book Page | 2019/4872 |
| Instrument | 2019-1279 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Apr 21, 2017 |
| Property Address | 15 ANDERSEN CT, WESTERLY, RI 02891-3713 |
| Document Number | 2017-6208 |
| Book / Page | 002017 / 006208 |
| Instrument Date | Apr 12, 2017 |
| Instrument | 1564 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 ANDERSEN CT WESTERLY RI 028913713, WESTERLY, RI 02891-3713 |
| Document Number | 2017-6209 |
|---|---|
| Date | Apr 21, 2017 |
| Book Page | 002017/006209 |
| Instrument | 1565 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 20, 2047 |
The 2025 property tax bill for 15 Andersen Ct was $6,833.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,833.00 | $961,000 Land $267,900 Building $693,100 | $1,215,260 |
| 2023 | $7,181.00 (+0.62%) | $746,500 (-) Land $192,000 Building $554,500 | |
| 2022 | $7,137.00 | $746,500 Land $192,000 Building $554,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Andersen Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 2 (2009–2010) |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Andersen Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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