15 Andalusia Ct, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 15 Andalusia Ct, Saint Augustine, FL 32086

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 880 sqft · built 1981
Owner	Individual Name on Record
Last Sale	$143,000 (Apr 2019)
Tax Bill	$540 (2025)
Deeds & Mortgages	May 2023 Transfer Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`184371-0351`

Property Details

APN / Parcel Number

Primary APN	`184371-0351`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	880 sqft Living Area
1st Floor Area	880 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981

Location & Zoning

Street Address	15 ANDALUSIA CT
City	SAINT AUGUSTINE
State	FL
Zip	32086-7647
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	(OR515/274) CONQUISTADOR CONDO APTS OF ST AUG SHORES BLDG 35 UNIT A OR4711/1104 &5762/1321 & 6034/167(Q/C)
Legal Range	30E
Legal Township	08S
Legal Section	40
Legal Subdivision	CONQUISTADOR PH 1 BLDG 35
Legal Block	35
Legal Lot Number	A
Legal Unit	A
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	2
Census Block	2001
Census Tract	21211

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 ANDALUSIA CT, SAINT AUGUSTINE, FL 32086-7647
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ENDEAVOR CAPITAL LLC
Nov 5, 2019	Deed of Trust, Mortgage QUICKEN LNS
Apr 22, 2019	Warranty Deed, Transfer · ARM AMERIS BANK
Apr 16, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2019 · Amount on Record
Deed Sale	Apr 22, 2019 · Amount on Record
Prior Sale	Apr 16, 2018 · Amount on Record
Deed Document Number	201926817
Deed Book / Page	4711 / 1104
Last Transfer Date	Sep 27, 2024
Transfer Doc	0060340167
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	May 24, 2023
Property Address	15 ANDALUSIA CT, SAINT AUGUSTINE, FL 32086-7647
Document Number	0057621321
Book / Page	5762 / 1321
Map Reference	MB 515 PG 274
Instrument Date	May 23, 2023
Instrument	2023039786
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 ANDALUSIA CT, ST AUGUSTINE, FL 32086-7647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 KYLE DR, TINTON FALLS, NJ 07712-7537

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	15 ANDALUSIA CT, SAINT AUGUSTINE, FL 32086-7647
Transaction Type	Mortgage
Record Updated	Jan 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 ANDALUSIA CT, SAINT AUGUSTINE, FL 32086-7647

Mortgage

Document Number	0054531078
Date	Dec 27, 2021
Book Page	5453/1078
Instrument	2021139037

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2047

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	15 ANDALUSIA CT, SAINT AUGUSTINE, FL 32086-7647
Document Number	0048281723
Instrument Date	Nov 5, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 ANDALUSIA CT ST AUGUSTINE FL 320867647, ST AUGUSTINE, FL 32086-7647

Mortgage

Document Number	0048281723
Date	Nov 12, 2019
Book Page	004828/001723
Instrument	84129

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 22, 2019
Property Address	15 ANDALUSIA CT, SAINT AUGUSTINE, FL 32086-7647
Document Number	0047111104
Book / Page	4711 / 1104
Map Reference	MB 515 PG 274
Instrument Date	Apr 19, 2019
Instrument	2019026817
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ACTION TTL SVCS OF ST JOHNS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,001.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 CATALONIA CT, 10, SAINT AUGUSTINE, FL 32086-7627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 ANDALUSIA CT, SAINT AUGUSTINE, FL 32086-7647

Mortgage

Document Number	2019026818
Date	Apr 22, 2019
Instrument	2019026818

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	7.75%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 16, 2018
Property Address	15 ANDALUSIA CT, SAINT AUGUSTINE, FL 32086-7647
Document Number	0045311631
Book / Page	4531 / 1631
Map Reference	MB515 PG274
Instrument Date	Apr 13, 2018
Instrument	2018025248
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ACTION TITLE SERVICES OF ST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1523 N 1329TH RD, STREATOR, IL 61364-8919

Mortgage

Document Number	2018025249
Date	Apr 16, 2018
Instrument	2018025249

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Index	5-Year TN

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,014 (+2.7%) Building $81,014	$172,000 (-) Building $172,000
2025	$540.00 (+15.88%) Homeowner's exemption	$78,884 (+5.99%)	$172,000 (-1.62%)
2024	$466.00 (+3.79%)
2023	$449.00 (+1.58%) Homeowner's exemption	$74,428 (+3%)	$174,840 (+39.87%)
2022	$442.00 Homeowner's exemption	$72,260	$125,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 109 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	109 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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