15 Ames St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 15 Ames St, Lynn, MA 01905

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,236 sqft · built 1930
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$81,000 (May 2003)
Tax Bill	$7,804 (2025)
Deeds & Mortgages	May 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`B:020 L:314 S:014`

Property Details

APN / Parcel Number

Primary APN	`B:020 L:314 S:014`
Alternative APN	`LYNN M:020 B:314 L:014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,236 sqft Living Area
Gross Area	3,942 sqft
Basement Area	1,118 sqft
Unfinished Basement	1,118 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1968
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,001 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	15 AMES ST
City	LYNN
State	MA
Zip	01905-1912
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Block	314
Legal Lot Number	14
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	5
Census Block	5000
Census Tract	205700

Owner

Source: Essex County and Lynn City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 AMES ST, LYNN, MA 01905-1912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2003 · Amount on Record
Deed Sale	May 14, 2003 · Amount on Record
Prior Sale	Apr 29, 1988 · Amount on Record
Deed Book / Page	20812 / 412
Last Transfer Date	May 12, 2022
Transfer Doc	040940-277
Record Updated	Oct 29, 2026

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	May 17, 2022
Property Address	15 AMES ST, LYNN, MA 01905-1912
Document Number	040940-275
Book / Page	40940 / 275
Instrument Date	May 12, 2022
Instrument	20220517003940
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15 AMES ST # 15A, 15A, LYNN, MA 01905-1912

Mortgage

Document Number	040940-277
Date	May 17, 2022
Book Page	40940/277
Instrument	20220517003950

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,804.00 (+5.93%)	$753,278 (+7.67%) Land $199,900 Building $553,378	$775,673
2024	$7,367.00 (-3.48%)	$699,600 (+2.19%) Land $185,900 Building $513,700
2023	$7,633.00	$684,600 Land $205,600 Building $479,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 individual policies
Nearby Flood Policies	73 units insured incl. 54 condo units
Nearby Flood Claims	12 (1996–2024)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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