St. Johns County property record for 15 Ambience Way, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,303 sqft · built 2014 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $363,107 (Jan 2014) |
| Tax Bill | $7,775 (2025) |
| Deeds & Mortgages | Dec 2020 Line of Credit Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009982-0440 |
| Primary APN | 009982-0440 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,303 sqft Living Area |
| Gross Area | 4,337 sqft |
| 1st Floor Area | 2,928 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Type | Attached |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 418 sqft |
| Patio Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 15 AMBIENCE WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-2938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 64/3-14 JOHNS CREEK PHASE 2 LOT 44 OR3841/268 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 25 |
| Legal Subdivision | JOHNS CREEK PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 44 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 20907 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 AMBIENCE WAY, SAINT AUGUSTINE, FL 32092-2938 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST FLORIDA CU |
| Nov 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FLORIDA CU |
| Nov 17, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST FLORIDA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2014 · Amount on Record |
| Deed Sale | Jan 30, 2014 · Amount on Record |
| Deed Document Number | 20145856 |
| Deed Book / Page | 3841 / 268 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 15 AMBIENCE WAY, SAINT AUGUSTINE, FL 32092-2938 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 15 AMBIENCE WAY, SAINT AUGUSTINE, FL 32092-2938 |
| Document Number | 0051361106 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 5136/1106 |
| Instrument | 2020118907 |
| Name | FIRST FLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 29, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 15 AMBIENCE WAY, SAINT AUGUSTINE, FL 32092-2938 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 15 AMBIENCE WAY, SAINT AUGUSTINE, FL 32092-2938 |
| Document Number | 0050950027 |
|---|---|
| Date | Nov 9, 2020 |
| Book Page | 5095/27 |
| Instrument | 2020101317 |
| Name | FIRST FLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Nov 4, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 15 AMBIENCE WAY, SAINT AUGUSTINE, FL 32092-2938 |
| Document Number | 0046470835 |
| Instrument Date | Nov 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 AMBIENCE WAY ST AUGUSTINE FL 320922938, ST AUGUSTINE, FL 32092-2938 |
| Document Number | 0046470835 |
|---|---|
| Date | Nov 30, 2018 |
| Book Page | 004647/000835 |
| Instrument | 85502 |
| Name | FIRST FLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 29, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $395,128 (+2.7%) | $550,346 (-4.78%) Land $115,000 Building $435,346 | |
| 2025 | $7,775.00 (+9.34%) Homeowner's exemption | $384,740 (+2.9%) | $578,000 (-3.99%) Land $115,000 Building $463,000 |
| 2024 | $7,111.00 (+1.21%) Homeowner's exemption | $373,897 (+3%) | $602,034 (+3.46%) Land $115,000 Building $487,034 |
| 2023 | $7,026.00 (+1.72%) Homeowner's exemption | $363,007 (+3%) | $581,921 (+12.62%) Land $110,000 Building $471,921 |
| 2022 | $6,907.00 Homeowner's exemption | $352,434 | $516,727 Land $95,200 Building $421,527 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 81 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 81 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
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