15 Alder Cir, Salinas, CA 93905 Property Records

Monterey County property record for 15 Alder Cir, Salinas, CA 93905

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,227 sqft · built 1998
Lot Size	0.131 acres (5,714 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (May 2008)
Tax Bill	$3,847 (2025)
Deeds & Mortgages	Sep 2026 Transfer Sep 2026 Transfer + 5 more
Flood Zone	Zone X (moderate risk)
APN	`153-433-025-000`

Property Details

APN / Parcel Number

Primary APN	`153-433-025-000`
Alternative APN	`153-433-025`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	2,227 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Tile
Lot Area	5,714 sqft (0.131 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	153-433-025
Street Address	15 ALDER CIR
City	SALINAS
State	CA
Zip	93905-4400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAPARRAL SUBDIVISION UNIT 1 VOL 19C&T PG 45 TRACT NO 1281 LOT 25 BLK 3
Legal Subdivision	CHAPARRAL SUBDIVISION UNIT 1
Legal Tract	1281
Legal Block	3
Legal Lot Number	25
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	1
Census Block	1007
Census Tract	10604

Owner

Source: Monterey County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 ALDER CIR, SALINAS, CA 93905-4400
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Transfer on Death Deed, Transfer FIRST AMERICAN TITLE
Sep 25, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Aug 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage KINECTA FEDERAL CREDIT UNION
Aug 27, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Nov 19, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jul 23, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 8, 2018	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2008 · Amount on Record
Deed Sale	May 9, 2008 · Amount on Record
Prior Sale	Feb 27, 2008 · Amount on Record
Deed Document Number	200829794
Last Transfer Date	Sep 24, 2026
Transfer Doc	0000032944
Record Updated	Oct 29, 2026

September 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MONTEREY CA
Recording Date	Sep 25, 2026
Property Address	15 ALDER CIR, SALINAS, CA 93905-4400
Document Number	0000032945
Instrument Date	Sep 24, 2026
Instrument	202632945
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 ALDER CIR, SALINAS, CA 93905-4400

September 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MONTEREY CA
Recording Date	Sep 25, 2026
Property Address	15 ALDER CIR, SALINAS, CA 93905-4400
Document Number	0000032944
Instrument Date	Sep 24, 2026
Instrument	202632944
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 ALDER CIR, SALINAS, CA 93905-4400

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Recording Date	Aug 31, 2026
Property Address	15 ALDER CIR, SALINAS, CA 93905-4400
Document Number	0000029915
Instrument Date	Aug 25, 2026
Instrument	202629915
Transaction Type	Mortgage
Record Updated	Sep 10, 2026
Title Company	ATLAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	15 ALDER CIR, SALINAS, CA 93905-4400

Mortgage

Document Number	0000029915,
Date	Aug 31, 2026
Instrument	202629915

Lender

Name	KINECTA FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Recording Date	Aug 27, 2026
Property Address	15 ALDER CIR, SALINAS, CA 93905-4400
Document Number	0000029524
Instrument Date	Aug 5, 2026
Instrument	202629524
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 ALDER CIR, SALINAS, CA 93905-4400

Mortgage

Document Number	0000029524,
Date	Aug 27, 2026
Instrument	202629524

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	15 ALDER CIR, SALINAS, CA 93905-4400
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 ALDER CIR, SALINAS, CA 93905-4400

Mortgage

Document Number	0000078601
Date	Nov 19, 2021
Instrument	2021078601

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	15 ALDER CIR, SALINAS, CA 93905-4400
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030603
Date	Jul 23, 2019
Instrument	2019030603

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	15 ALDER CIR, SALINAS, CA 93905-4400
Document Number	0000042222
Instrument Date	Aug 8, 2018
Transaction Type	Mortgage
Record Updated	Oct 5, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 ALDER CIR SALINAS CA 939054400, SALINAS, CA 93905-4400

Mortgage

Document Number	0000042222
Date	Sep 25, 2018
Instrument	42222

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 24, 2058

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Elementary School District	Alisal Union Elementary School District (KG - 06)
Secondary School District	Salinas Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$468,929 (+2%) Land $167,473 Building $301,456
2025	$3,847.00 (-36.52%) Disabled Person's exemption Veteran's exemption	$459,736 (+4.04%) Land $164,190 Building $295,546
2023	$6,060.00 (+10.81%) Homeowner's exemption	$441,885 Land $157,815 Building $284,070
2022	$5,469.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALCO WATER SERVICE private · serves 56,253 people · EPA ID CA2710001
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cruzio.

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