15 Albert Rd, Mountain Top, PA 18707 Property Records

Luzerne County property record for 15 Albert Rd, Mountain Top, PA 18707

Property Summary

Property Type	Single Family Home
Details	1,395 sqft · built 1961
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (May 2017)
Tax Bill	$3,059 (2026)
Deeds & Mortgages	Nov 2017 Line of Credit May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-M9S9-001-018`

Property Details

APN / Parcel Number

Primary APN	`64-M9S9-001-018`
Alternative APNs	`64-M9S9-001-018-000` `6400M9S9 001018`

Interior

Stories	1 Story
Building Area	1,395 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	175 ft deep x 100 ft wide

Location & Zoning

Old Parcel Number	64-M9S9-001-018
Street Address	15 ALBERT RD
City	MOUNTAIN TOP
State	PA
Zip	18707-1901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	64-401-D2-1-D4 15 ALBERT RD
Legal Block	1
Legal Lot Number	18
Jurisdiction	LUZERNE PA
Township / Civil Division	WRIGHT
Census Block Group	1
Census Block	1026
Census Tract	215502

Owner

15 Albert Rd is owned and occupied by an individual who bought it in May 2017.

Source: Luzerne County records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	15 ALBERT RD, MOUNTAIN TOP, PA 18707-1901
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2017	Deed of Trust, Mortgage · Line of Credit THE FIDELITY DEPOSIT & DISCOUNT BANK
May 8, 2017	Grant Deed, Transfer · Conventional with PMI RINALDO J ERCOLANI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2017 · Amount on File
Deed Sale	May 8, 2017 · Amount on File
Prior Sale	Dec 29, 2011 · Amount on File
Deed Document Number	201724565
Deed Book / Page	3017 / 86470
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Property Address	15 ALBERT RD, MOUNTAIN TOP, PA 18707-1901
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066372
Date	Nov 28, 2017
Book Page	3017/237461
Instrument	201766372

Lender

Name	THE FIDELITY DEPOSIT & DISCOUNT BANK
Type	Bank
Address	KINGSTON, PA 18704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 10, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LUZERNE PA
Recording Date	May 8, 2017
Property Address	15 ALBERT RD, MOUNTAIN TOP, PA 18707-1901
Document Number	0000024565
Book / Page	003017 / 086470
Instrument Date	May 5, 2017
Instrument	24565
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 ALBERT RD MOUNTAIN TOP PA 187071901, MOUNTAIN TOP, PA 18707-1901

Mortgage

Document Number	24566
Date	May 8, 2017
Book Page	003017/086474
Instrument	24566

Lender

Name	RINALDO J ERCOLANI
Address	9 CHELSEY DR, MOUNTAIN TOP, PA 18707-2413

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 7, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 15 Albert Rd was $3,059 with a homeowner's exemption, up % from the year before.

Source: Luzerne County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Luzerne County
County Subdivision	Wright Township
Unified School District	Crestwood School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,059.00 (+0.03%) Homeowner's exemption	$148,000 Land $33,300 Building $114,700
2025	$3,058.00
2024		$148,000 Land $33,300 Building $114,700
2023	$2,913.00
2009			$148,000 Land $33,300 Building $114,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Albert Rd in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	28 (1996–2023)
Claims Outside the SFHA	13 of 28
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Tropical Storm Lee, Sep 2011 · 5 claims Severe Storms And Flooding, Nov 2006 · 6 claims Severe Storms, Flooding, And Mudslides, Jun 2006 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Albert Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW CRYSTAL LAKE private · serves 9,773 people · EPA ID PA2409003
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Service Electric Cable TV Cable	2,000 / 40
Breezeline Cable	1,000 / 50
SkyPacket Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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