Orange County property record for 15 Albergar, San Clemente, CA 92672
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,690 sqft · built 1989 |
| Lot Size | 0.073 acres (3,192 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,258,500 (Jan 2025) |
| Tax Bill | $7,616 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 690-601-13 |
| Primary APN | 690-601-13 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,690 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 3,192 sqft (0.073 acres) |
| Garage Area | 458 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 15 ALBERGAR |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92672-9403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 12883 BLK LOT 56 |
| Legal Subdivision | TR 12883 |
| Legal Tract | 12883 |
| Legal Lot Number | 56 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 42109 |
15 Albergar is owned and occupied by two individuals who bought it in January 2025.
Source: Orange County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 ALBERGAR, SAN CLEMENTE, CA 92672-9403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jul 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2025 · Amount on File |
| Deed Sale | Jan 24, 2025 · Amount on File |
| Prior Sale | Aug 15, 2013 · Amount on File |
| Deed Document Number | 202537022 |
| Prior Transfer Date | Sep 24, 2004 |
| Prior Transfer Doc | 0000870229 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 15 ALBERGAR, SAN CLEMENTE, CA 92672-9403 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 15 ALBERGAR, SAN CLEMENTE, CA 92672-9403 |
| Document Number | 0000079246 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | 2026000079246 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Apr 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.6% |
| Index | 1-Year T-Bill |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 15 ALBERGAR, SAN CLEMENTE, CA 92672-9403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000371523 |
|---|---|
| Date | Jul 31, 2020 |
| Instrument | 2020000371523 |
| Name | OWNING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 15 Albergar was $7,616, up 1.7% from the year before.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,283,364 (+68.86%) Land $1,066,166 Building $217,198 | |
| 2025 | $7,616.00 (+1.71%) | $760,029 Land $570,677 Building $189,352 |
| 2024 | $7,488.00 (+2.18%) | |
| 2023 | $7,328.00 (+1.96%) Homeowner's exemption | $730,517 Land $548,517 Building $182,000 |
| 2022 | $7,187.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 15 Albergar in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Albergar is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
May also be available: GeoLinks, T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures