15 Academy St, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 15 Academy St, Cold Spring, NY 10516

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 996 sqft · built 1920
Lot Size	0.039 acres (1,710 sqft)
Owner	Individual Name on File
Last Sale	$157,500 (Dec 1997)
Tax Bill	$9,694 (2024)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372601 49.5-3-10`

Property Details

APN / Parcel Number

Primary APN	`372601 49.5-3-10`
Alternative APNs	`260104900500030100000000` `006055`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	996 sqft Living Area
Gross Area	1,096 sqft
1st Floor Area	516 sqft
2nd Floor Area	480 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Old Style
Exterior Material	Composition/Composite
Lot Area	1,710 sqft (0.039 acres)
Lot Dimensions	38 ft deep x 45 ft wide
View / Lot	Lake Front
Porch	Covered Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	006055
Street Address	15 ACADEMY ST
City	COLD SPRING
State	NY
Zip	10516-2503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	LAND & RESIDENCE
Legal Block	3
Legal Lot Number	10.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	2
Census Block	2012
Census Tract	10700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cold Spring Historic District listed 1982 · 219 contributing resources · NRIS 82001235

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

15 Academy St is owned and occupied by an individual who acquired it in October 2003.

Source: Putnam County and Philipstown Town records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	15 ACADEMY ST, COLD SPRING, NY 10516-2503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 1997 · Amount on File
Deed Sale	Dec 5, 1997 · Amount on File
Deed Book / Page	1410 / 335
Last Transfer Date	Oct 2, 2003
Transfer Doc	1644000032
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	15 ACADEMY ST, COLD SPRING, NY 10516-2503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	QUEEN CITY ABSTRACT CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069530107
Date	Aug 21, 2019
Book Page	6953/107
Instrument	12635-2019

Lender

Name	RHINEBECK SAVINGS BANK
Type	Bank
Address	POUGHKEEPSIE, NY 12601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Municipality	Cold Spring Village
Unified School District	Haldane Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$152,775 Land $24,700 Building $128,075	$498,125
2024	$9,694.00
2023		$152,775 (-) Land $24,700 Building $128,075	$433,773 (+11.73%) Land $70,131 Building $363,642
2022		$152,775 Land $24,700 Building $128,075	$388,247 Land $62,770 Building $325,477

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Academy St in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	10 units insured incl. 2 condo units
Nearby Flood Claims	29 (1992–2024)
Claims Outside the SFHA	3 of 29
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jul 2023 · 2 claims Hurricane Sandy, Oct 2012 · 12 claims Hurricane Irene, Aug 2011 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Academy St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLD SPRING VILLAGE serves 2,666 people · EPA ID NY3903652
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20