Spokane County property record for 15 7th St, Cheney, WA 99004
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,568 sqft · built 1957 |
| Lot Size | 0.198 acres (8,640 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $179,900 (Feb 2010) |
| Tax Bill | $3,863 (2026) |
| Deeds & Mortgages | Jan 2023 Mortgage Jun 2025 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13132.6303 |
| Primary APN | 13132.6303 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,568 sqft Living Area |
| 1st Floor Area | 1,284 sqft |
| Basement Area | 1,284 sqft |
| Finished Basement | 1,284 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,640 sqft (0.198 acres) |
| Lot Dimensions | 144 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 15 7TH ST |
|---|---|
| City | CHENEY |
| State | WA |
| Zip | 99004-1427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | CHENEY ADD TO THE TOWN OF L3 &SWLY 10FT OF L4 B68 |
| Legal Range | 41E |
| Legal Township | 23N |
| Legal Section | 13 |
| Legal Subdivision | CHENEY ADD |
| Legal Block | 68 |
| Legal Lot Number | 3,4 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | CHENEY-MEDICAL LAKE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 14001 |
Source: Spokane County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 7TH ST, CHENEY, WA 99004-1427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 30, 2023 | Deed of Trust, Mortgage · FHA Mortgage GOODLEAP LLC |
| Jun 10, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 23, 2010 · Amount on Record |
| Deed Sale | Feb 23, 2010 · Amount on Record |
| Prior Sale | May 29, 2003 · Amount on Record |
| Deed Document Number | 20105878762 |
| Last Transfer Date | Jan 30, 2014 |
| Transfer Doc | 0006284374 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 15 7TH ST, CHENEY, WA 99004-1427 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0007265435 |
|---|---|
| Date | Jan 30, 2023 |
| Instrument | 7265435 |
| Name | GOODLEAP LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROSEVILLE, CA 95661 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 15 7TH ST, CHENEY, WA 99004-1427 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0007421290 |
|---|---|
| Date | Jun 10, 2025 |
| Instrument | 7421290 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2045 |
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Cheney City |
| Unified School District | Cheney School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,863.00 (+9.93%) | $359,400 (+5.77%) Land $85,000 Building $274,400 | $359,400 (+5.77%) Land $85,000 Building $274,400 |
| 2025 | $3,514.00 (+23.43%) | ||
| 2024 | $339,800 (+41.88%) Land $75,000 Building $264,800 | $339,800 (+41.88%) Land $75,000 Building $264,800 | |
| 2023 | $2,847.00 (+7.23%) | $239,500 Land $40,000 Building $199,500 | $239,500 Land $40,000 Building $199,500 |
| 2022 | $2,655.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHENEY serves 16,954 people · EPA ID WA5312400 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 1,000 / 1,000 |
| DCI Cable | 1,000 / 100 |
May also be available: CenturyLink, T-Mobile, Verizon.
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