Macon County property record for 15 4th Dr, Decatur, IL 62521
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,028 (2025) |
| Deeds & Mortgages | Jun 2012 Mortgage May 2010 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-12-22-480-019 |
| Primary APN | 04-12-22-480-019 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Construction Type | Frame |
|---|---|
| Lot Area | 6,970 sqft (0.16 acres) |
| Account Number | 041222480019 |
|---|---|
| Street Address | 15 4TH DR |
| City | DECATUR |
| State | IL |
| Zip | 62521-5289 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNICIPAL |
| Legal Description | SOUTH SHORES 2ND ADD L 5 B 2 97BK2740/138 IRREG |
| Legal Range | 02E |
| Legal Township | 16N |
| Legal Section | 22 |
| Legal Subdivision | SOUTH SHORES SECOND ADD |
| Jurisdiction | MACON IL |
| Township / Civil Division | DECATUR |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 1400 |
15 4th Dr is owned and occupied by two individuals who acquired it in March 2026.
Source: Macon County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 4TH DR, DECATUR, IL 62521-5289 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 14, 2012 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| May 27, 2010 | Deed of Trust, Mortgage · Line of Credit PRAIRIE BANK & TRUST CO |
| Jun 14, 2012 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Mar 3, 2026 | Warranty Deed, Transfer · FHA Mortgage HEARTLAND BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2026 |
| Deed Sale | Mar 3, 2026 |
| Prior Sale | Jul 9, 2014 · Amount on File |
| Deed Document Number | 20262352 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON IL |
| Property Address | 15 4TH DR, DECATUR, IL 62521-5289 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMP |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 004225/607 |
|---|---|
| Date | Jun 14, 2012 |
| Book Page | 4225/607 |
| Instrument | 1835959 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON IL |
| Property Address | 15 4TH DR, DECATUR, IL 62521-5289 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 004065/730 |
|---|---|
| Date | May 27, 2010 |
| Book Page | 4065/730 |
| Instrument | 1794755 |
| Name | PRAIRIE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | MT ZION, IL 62549 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON IL |
| Property Address | 15 4TH DR, DECATUR, IL 62521-5289 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 004225/607 |
|---|---|
| Date | Jun 14, 2012 |
| Book Page | 4225/607 |
| Instrument | 4225607 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON IL |
| Recording Date | Mar 3, 2026 |
| Property Address | 15 4TH DR, DECATUR, IL 62521-5289 |
| Document Number | 2026R002352 |
| Map Reference | BK 300 PG 156 |
| Instrument Date | Feb 26, 2026 |
| Instrument | 2026R-002352 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2026 |
| Title Company | CENTRAL ILLINOIS TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 15 4TH DR, DECATUR, IL 62521-5289 |
| Document Number | 2026R002353 |
|---|---|
| Date | Mar 3, 2026 |
| Instrument | 2026R-002353 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.25% |
| Document Number | 2026R002354 |
|---|---|
| Date | Mar 3, 2026 |
| Instrument | 2026R-002354 |
| Name | ILLINOIS HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 1, 2056 |
The 2025 property tax bill for 15 4th Dr was $2,028 with a homeowner's exemption, up 5.5% from the year before.
Source: Macon County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Macon County |
| County Subdivision | Decatur Township |
| Municipality | Decatur City |
| Unified School District | Decatur School District 61 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,028.00 (+5.52%) Homeowner's exemption | $27,740 (+7.27%) Land $4,383 Building $23,357 | $83,228 (+7.27%) Land $13,150 Building $70,078 |
| 2024 | $1,922.00 | $25,860 Land $4,086 Building $21,774 | $77,588 Land $12,259 Building $65,329 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 4th Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 8 (1979–1985) |
| Most Recent Claim | Nov 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 15 4th Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECATUR serves 76,122 people · EPA ID IL1150150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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