15 3rd St, Shalimar, FL 32579 Property Records

Okaloosa County property record for 15 3rd St, Shalimar, FL 32579

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 828 sqft · built 1966
Lot Size0.213 acres (9,272 sqft)
OwnerIndividual Name on Record
Last Sale$50,000 (Apr 2021)
Tax Bill$1,200 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Mar 2018 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APNC56-000-592-4466-5

Property Details

APN / Parcel Number

Primary APNC56-000-592-4466-5
Alternative APNs
  • 05-2S-23-2080-0021-0180
  • 23S205208000210180

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area828 sqft Living Area
Gross Area963 sqft
1st Floor Area828 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area9,272 sqft (0.213 acres)
Lot Width75 ft Width
Garage TypeCarport
CarportCarport
PorchOpen/Unfinished Porch
Porch Area126 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address15 3RD ST
CitySHALIMAR
StateFL
Zip32579-2105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPORT DIXIE S1/2 OF LOTS 15 TO 18 INC BLK 21
Legal Range23W
Legal Township02S
Legal Section05
Legal SubdivisionPORT DIXIE
Legal Block21
Legal Lot Number180
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2027
Census Tract21501

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address15 3RD ST, SHALIMAR, FL 32579-2105
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
STEVEN R BANNETT REVOCABLE TRUST
Mar 15, 2018Deed of Trust, Mortgage · FHA Mortgage
BANK OF AMERICA/IL
Aug 18, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 20, 2021 · Amount on Record
Deed SaleApr 20, 2021 · Amount on Record
Deed Document Number20213447850
Deed Book / Page3540 / 3031
Prior Transfer DateNov 15, 2011
Prior Transfer Doc0030122054
Record UpdatedJun 8, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateApr 20, 2021
Property Address15 3RD ST, SHALIMAR, FL 32579-2105
Document Number0035403031
Book / Page3540 / 3031
Map ReferenceMB 1 PG 64
Instrument DateApr 15, 2021
Instrument3447850
Transaction TypeTransfer
Record UpdatedFeb 13, 2024
Title CompanyMEAD LAW AND TITLE, MEAD LAW & TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$350.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address28 PARADISE POINT RD, SHALIMAR, FL 32579-1020

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 3RD ST, SHALIMAR, FL 32579-2105

Mortgage

Document Number0035403033
DateApr 20, 2021
Instrument3540/3033
Lender
NameSTEVEN R BANNETT REVOCABLE TRUST
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address15 3RD ST, SHALIMAR, FL 32579-2105
Document Number0033501357
Instrument DateMar 15, 2018
Transaction TypeMortgage
Record UpdatedJun 1, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2940 2ND AVE NE CRESTVIEW FL 325398560, CRESTVIEW, FL 32539-8560

Mortgage

Document Number0033501357
DateMay 16, 2018
Book Page003350/001357
Instrument3207111
Lender
NameBANK OF AMERICA/IL
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 15, 2048

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 18, 2017
Property Address15 3RD ST, SHALIMAR, FL 32579-2105
Document Number0033133991
Book / Page003313 / 003991
Instrument DateAug 16, 2017
Instrument3154629
Transaction TypeTransfer
Record UpdatedMar 1, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$542.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address25 POQUITO RD SHALIMAR FL 325791115, SHALIMAR, FL 32579-1115

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,200.00 (+7.05%) Homeowner's exemption$137,324 (+5.99%)$153,508 (+12.97%) Land $83,200 Building $70,308
2023$1,121.00 (+3.32%) Homeowner's exemption$129,567 (+3%)$135,883 (+8.02%) Land $58,203 Building $77,680
2022$1,085.00 Homeowner's exemption$125,793 Land $54,396 Building $71,397$125,793 Land $54,396 Building $71,397

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 180 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies328 units insured
incl. 148 condo units
Nearby Flood Claims257 (1979–2020)
Claims Outside the SFHA100 of 257
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 20 claims
  • Hurricane Frances, Sep 2004 · 97 claims
  • Hurricane Opal, Oct 1995 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA CO.WTR.; SWR.SYSTEM
serves 80,295 people · EPA ID FL1460506
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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