Somerset County property record for 15 3rd St, Cairnbrook, PA 15924
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,320 sqft · built 1918 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $65,000 (Nov 2020) |
| Tax Bill | $839 (2026) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S39-031-078-000 |
| Primary APN | S39-031-078-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,320 sqft Living Area |
| 1st Floor Area | 448 sqft |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asbestos |
| Lot Area | 7,000 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 390011330 |
|---|---|
| Street Address | 15 3RD ST |
| City | CAIRNBROOK |
| State | PA |
| Zip | 15924-9702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 2 STY VINYL DWG ATT GAR SHED |
| Legal Subdivision | CAIRNBROOK |
| Legal Lot Number | 15 |
| Jurisdiction | SOMERSET PA |
| Township / Civil Division | SHADE |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 20400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Cairnbrook Historic District listed 1994 · 140 contributing resources · NRIS 94000523 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Somerset County records, as of April 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 149, CAIRNBROOK, PA 15924-0149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2020 | Deed, Transfer · Conventional Mortgage FIRST COMMONWEALTH BANK |
| Aug 16, 2019 | Deed, Transfer · Conventional Mortgage FIRST COMMONWEALTH BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2020 · Amount on Record |
| Deed Sale | Nov 12, 2020 · Amount on Record |
| Prior Sale | Aug 16, 2019 · Amount on Record |
| Deed Document Number | 20208482 |
| Deed Book / Page | 2847 / 348 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET PA |
| Recording Date | Nov 12, 2020 |
| Property Address | 15 3RD ST, CAIRNBROOK, PA 15924-9702 |
| Document Number | 2847/348 |
| Book / Page | 2847 / 348 |
| Map Reference | VOL 3 PG 73 |
| Instrument Date | Oct 24, 2020 |
| Instrument | 2020008482 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | UNIVERSAL SETTLEMENT SVCS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 THIRD STREET, 15, CENTRAL CITY, PA 15926 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 149, CAIRNBROOK, PA 15924-0149 |
| Document Number | 2020008483 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 2020008483 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET PA |
| Recording Date | Aug 16, 2019 |
| Property Address | 15 3RD ST, CAIRNBROOK, PA 15924-9702 |
| Document Number | 2765/0533 |
| Book / Page | 2765 / 0533 |
| Map Reference | VOL 3 PG 73 |
| Instrument Date | Aug 15, 2019 |
| Instrument | 2019005595 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 593 MONUMENT RD, 593, CENTRAL CITY, PA 15926-8406 |
| Name | Verified Name |
|---|---|
| Address | 271 CENTER ST, CENTRAL CITY, PA 15926-1001 |
| Document Number | 2019005596 |
|---|---|
| Date | Aug 16, 2019 |
| Instrument | 2019005596 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
Source: Somerset County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Somerset County |
| County Subdivision | Shade Township |
| Unified School District | Shade-Central City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $839.00 (+12.62%) Homeowner's exemption | $12,730 (+5.29%) | |
| 2024 | $745.00 (+2.9%) | $12,090 (-) | |
| 2023 | $724.00 | $12,090 | |
| 1998 | $25,450 Land $6,180 Building $19,270 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1983) |
| Most Recent Claim | Jun 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAIRNBROOK IMPROVEMENT ASSN private · serves 910 people · EPA ID PA4560021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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