Benton County property record for 15 3rd Ave S, Sauk Rapids, MN 56379
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,260 sqft · built 1890 |
| Lot Size | 0.185 acres (8,040 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,038 (2026) |
| Deeds & Mortgages | Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19.00286.00 |
| Primary APN | 19.00286.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 888 sqft |
| Flooring | Softwood |
| Interior Walls | Plaster |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 8,040 sqft (0.185 acres) |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 15 3RD AVE S |
|---|---|
| City | SAUK RAPIDS |
| State | MN |
| Zip | 56379-1438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-23 TWP-036 RANGE-031 TOWN OF SAUK RAPIDS LOT-006 BLOCK-029 & S 10 FT OF LOT 7 |
| Legal Range | 031 |
| Legal Township | 036 |
| Legal Section | 23 |
| Legal Subdivision | TOWN OF SAUK RAPIDS |
| Legal Block | 29 |
| Legal Lot Number | 6-7 |
| Jurisdiction | BENTON MN |
| Township / Civil Division | SAUK RAPIDS |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 21102 |
15 3rd Ave S is owned and occupied by two individuals.
Source: Benton County records, as of July 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 3RD AVE S, SAUK RAPIDS, MN 56379-1438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 15 3RD AVE S, SAUK RAPIDS, MN 56379-1438 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000437310 |
|---|---|
| Date | Aug 2, 2019 |
| Instrument | 437310 |
| Name | ST CLOUD FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT CLOUD, MN 56301 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 22, 2049 |
The 2026 property tax bill for 15 3rd Ave S was $1,038 with a homeowner's exemption.
Source: Benton County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | Sauk Rapids City |
| Unified School District | Sauk Rapids-Rice Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,038.00 Homeowner's exemption | $118,200 Land $27,800 Building $90,400 | $118,200 Land $27,800 Building $90,400 |
| 2023 | $962.00 | $107,500 Land $25,300 Building $82,200 | $107,500 Land $25,300 Building $82,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 3rd Ave S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 15 3rd Ave S has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Sauk Rapids serves 13,835 people · EPA ID MN1050004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Intrepid Fiber Networks, Verizon.
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