Bergen County and Dumont Borough property record for 15 2nd St, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 2,740 sqft · built 1920 |
| Lot Size | 0.207 acres (8,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Jan 2017) |
| Tax Bill | $16,605 (2025) |
| Deeds & Mortgages | Mar 2024 Second Mortgage Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-01109-0000-00045 |
| Primary APN | 10-01109-0000-00045 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,740 sqft Living Area |
|---|
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 8,999 sqft (0.207 acres) |
| Lot Dimensions | 90 ft deep x 100 ft wide |
| Account Number | 057800 |
|---|---|
| Street Address | 15 2ND ST |
| City | DUMONT |
| State | NJ |
| Zip | 07628-3302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 100X90 |
| Legal Subdivision | J KONZE |
| Legal Block | 1109 |
| Legal Lot Number | 45 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 7 |
| Census Block | 7007 |
| Census Tract | 10300 |
15 2nd St is owned and occupied by two individuals who acquired it in October 2021.
Source: Bergen County and Dumont Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 2ND ST, DUMONT, NJ 07628-3302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 26, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Dec 15, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage VISIONS FCU |
| Feb 10, 2017 | Deed of Trust, Mortgage VISIONS FCU |
| Jan 19, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2017 · Amount on File |
| Deed Sale | Jan 19, 2017 · Amount on File |
| Deed Document Number | 20176718 |
| Deed Book / Page | 2510 / 528 |
| Last Transfer Date | Oct 21, 2021 |
| Transfer Doc | 0044921242 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 15 2ND ST, DUMONT, NJ 07628-3302 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0052001238 |
|---|---|
| Date | Mar 26, 2024 |
| Book Page | 5200/1238 |
| Instrument | 2024016309 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2044 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 15, 2021 |
| Property Address | 15 2ND ST, DUMONT, NJ 07628-3302 |
| Document Number | 0044921242 |
| Book / Page | 4492 / 1242 |
| Instrument Date | Oct 21, 2021 |
| Instrument | 2021180776 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2022 |
| Title Company | AMROCK INC, AMROCK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 2ND ST, DUMONT, NJ 07628-3302 |
| Document Number | 2021180777 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 2021180777 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 15 2ND ST, DUMONT, NJ 07628-3302 |
| Document Number | 0033360049 |
| Instrument Date | Aug 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 2ND ST DUMONT NJ 076283302, DUMONT, NJ 07628-3302 |
| Document Number | 0033360049 |
|---|---|
| Date | Aug 30, 2019 |
| Book Page | 003336/000049 |
| Instrument | 57229 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 29, 2034 |
| Rate | 4.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 15 2ND ST, DUMONT, NJ 07628-3302 |
| Document Number | 0025400650 |
| Book / Page | 002540 / 000650 |
| Instrument Date | Feb 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 2ND ST DUMONT NJ 076283302, DUMONT, NJ 07628-3302 |
| Document Number | 0025400650 |
|---|---|
| Date | Feb 21, 2017 |
| Book Page | 002540/000650 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Feb 20, 2037 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 19, 2017 |
| Property Address | 15 2ND ST, DUMONT, NJ 07628-3302 |
| Document Number | 0025100528 |
| Book / Page | 002510 / 000528 |
| Instrument Date | Dec 29, 2016 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $350.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 15 2ND ST DUMONT NJ 076283302, DUMONT, NJ 07628-3302 |
The 2025 property tax bill for 15 2nd St was $16,605, up 31.9% from the year before.
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $758,400 (+6.88%) Land $342,600 Building $415,800 | $758,400 (+6.88%) Land $342,600 Building $415,800 | |
| 2025 | $16,605.00 (+31.86%) | $709,600 Land $314,700 Building $394,900 | $709,600 Land $314,700 Building $394,900 |
| 2024 | $12,593.00 | ||
| 2023 | $309,800 Land $182,800 Building $127,000 | $309,800 Land $182,800 Building $127,000 | |
| 2022 | $12,029.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 2nd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 14 (1979–2021) |
| Claims Outside the SFHA | 9 of 14 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 15 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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