15 21st Ave, Bay Shore, NY 11706 Property Records

Suffolk County and Islip Town property record for 15 21st Ave, Bay Shore, NY 11706

Property Summary

Property Type	Single Family Home
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jun 2018)
Tax Bill	$8,110 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`472889 246.-2-80`

Property Details

APN / Parcel Number

Primary APN	`472889 246.-2-80`
Alternative APNs	`0500-246.00-02.00-080.000` `288924600000020800000000` `472800499590` `228920`

Exterior

Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	158 ft deep x 75 ft wide

Location & Zoning

Account Number	228920
Street Address	15 21ST AVE
City	BAY SHORE
State	NY
Zip	11706-3112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	X2208121Y193129 T018H00000000
Legal Subdivision	MAP BAY SHORE HEIGHTS
Legal Block	6000
Legal Lot Number	200
Jurisdiction	SUFFOLK NY
Township / Civil Division	ISLIP
Census Block Group	1
Census Block	1010
Census Tract	146002

Owner

15 21st Ave is owned and occupied by two individuals who bought it in June 2018.

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 21ST AVE, BAY SHORE, NY 11706-3112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 2, 2019	Loan Modification, Consolidation and Extension, Mortgage · FHA Mortgage FREEDOM MTG
Oct 2, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Jun 19, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2018 · Amount on File
Deed Sale	Jun 19, 2018 · Amount on File
Prior Sale	Apr 6, 2010 · Amount on File
Deed Book / Page	12966 / 63
Prior Transfer Date	Jun 3, 2013
Prior Transfer Doc	0127350866
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	15 21ST AVE, BAY SHORE, NY 11706-3112
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0232350081
Date	Feb 23, 2021
Book Page	23235/81
Instrument	DL055990

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

October 2019: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	15 21ST AVE, BAY SHORE, NY 11706-3112
Document Number	0230830287
Instrument Date	Oct 2, 2019
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 21ST AVE BAY SHORE NY 117063112, BAY SHORE, NY 11706-3112

Mortgage

Document Number	0230830287
Date	Nov 29, 2019
Book Page	023083/000287

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 28, 2049

Interest

Rate Type	Fixed Rate
Rate	3.5%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	15 21ST AVE, BAY SHORE, NY 11706-3112
Document Number	0230830286
Instrument Date	Oct 2, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 21ST AVE BAY SHORE NY 117063112, BAY SHORE, NY 11706-3112

Mortgage

Document Number	0230830286
Date	Nov 29, 2019
Book Page	023083/000286

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 28, 2049

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jun 19, 2018
Property Address	15 21ST AVE, BAY SHORE, NY 11706-3112
Document Number	0129660063
Book / Page	12966 / 63
Instrument Date	Apr 30, 2018
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 ATKINS AVE, BROOKLYN, NY 11208-4467

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Islip Town
Unified School District	Brentwood Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$32,100 Land $7,000 Building $25,100	$452,113 (-) Land $98,592 Building $353,521
2024	$8,110.00		$452,113 (+2.54%) Land $98,592 Building $353,521
2023		$32,100 Land $7,000 Building $25,100	$440,934 Land $96,154 Building $344,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15 21st Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1991–2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 21st Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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