15 1st St, Eldred, PA 16731 Property Records

McKean County property record for 15 1st St, Eldred, PA 16731 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	1,872 sqft · built 1937
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Tax Bill	$1,763 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-002.-137.00`

Property Details

APN / Parcel Number

Primary APN	`07-002.-137.00`
Alternative APN	`010843`

Interior

Building Area	1,872 sqft Total Area

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	138 ft deep x 90 ft wide

Location & Zoning

Street Address	15 1ST ST
City	ELDRED
State	PA
Zip	16731-4528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD CONTROL:1040-0584
Legal Subdivision	HERITAGE HILLS SUBDIVISION
Jurisdiction	MCKEAN PA
Township / Civil Division	ELDRED
Census Block Group	4
Census Block	4031
Census Tract	420600

Owner

Source: McKean County records · APN 07-002.-137.00

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	15 1ST ST, ELDRED, PA 16731-4528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Aug 04, 2023
Property Address	15 1ST ST, ELDRED, PA 16731-4528
Document Number	001040/584
Book / Page	1040 / 584
Instrument Date	Aug 04, 2023
Instrument	202302590
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	15 1ST ST, ELDRED, PA 16731-4528
Investor	Possibly a Property Investor

Mortgage

Document Number	0202302591
Date	Aug 04, 2023
Instrument	202302591

Lender

Name	HAMLIN BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 04, 2043

Tax Assessment & Valuation

Source: McKean County records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	McKean County
Municipality	Eldred Borough
Unified School District	Otto-Eldred School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,763.00 (+9.3%)	$39,780 (-) Land $5,000 Building $34,780
2024	$1,613.00	$39,780 (-) Land $5,000 Building $34,780
2023	$1,613.00	$39,780 Land $5,000 Building $34,780
1998			$39,780 Land $5,000 Building $34,780

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McKean County (42083C), updated December 22, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420834206004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 23 individual NFIP policies nearby
Nearby Flood Policies	23 in force 14 of 23 on primary residences
Nearby Flood Claims	7 (1981–2021)
Most Recent Claim	Jul 2021, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 43% of Pennsylvania
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.