14R Lake St, Somerville, MA 02143 Property Records

Middlesex County and Somerville City property record for 14R Lake St, Somerville, MA 02143

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,296 sqft · built 2003
Lot Size	0.512 acres (22,310 sqft)
Owner	Trust Name on Record
Last Sale	$443,000 (May 2013)
Tax Bill	$10,106 (2025)
Deeds & Mortgages	Jun 2019 Refinance Jun 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`74-E-8 SUB LOT:14R`

Property Details

APN / Parcel Number

Primary APN	`74-E-8 SUB LOT:14R`
Alternative APNs	`SOME M:74 B:E L:8 U:14R` `20061900`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,296 sqft Living Area
Gross Area	1,898 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Other
Lot Area	22,310 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	20061900
Street Address	14R LAKE ST
City	SOMERVILLE
State	MA
Zip	02143-4658
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	UR
Legal Block	E
Legal Lot Number	8
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2003
Census Tract	351204

Owner

Source: Middlesex County and Somerville City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	14R LAKE ST, SOMERVILLE, MA 02143-4658
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BAYCOAST MORTGAGE COMPANY
Jun 21, 2019	Deed of Trust, Mortgage · Line of Credit BAYCOAST BANK
Jul 22, 2019	Condominium Deed, Transfer NOT AVAILABLE
Nov 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS
Jun 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2013 · Amount on Record
Deed Sale	May 20, 2013 · Amount on Record
Prior Sale	May 20, 2013 · Amount on Record
Deed Book / Page	61833 / 200
Transfer Doc	061833-200
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	14R LAKE ST # 14R, 14R, SOMERVILLE, MA 02143-2913
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72802-61
Date	Jun 21, 2019
Book Page	72802/61
Instrument	85918

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	14R LAKE ST # 14R, 14R, SOMERVILLE, MA 02143-2913
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72802-80
Date	Jun 21, 2019
Book Page	72802/80
Instrument	85919

Lender

Name	BAYCOAST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2039

July 2019: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Jul 22, 2019
Property Address	14R LAKE ST # 14R, 14R, SOMERVILLE, MA 02143-2913
Document Number	72968-318
Book / Page	072968 / 000318
Instrument Date	Jul 18, 2019
Instrument	104942
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	14R LAKE ST SOMERVILLE MA 021432913, SOMERVILLE, MA 02143-2913

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	14R LAKE ST # 14R, 14R, SOMERVILLE, MA 02143-2913
Document Number	71864-137
Instrument Date	Nov 5, 2018
Transaction Type	Mortgage
Record Updated	Nov 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 -R LAKE ST #14R SOMERVILLE MA 02143, 14R, SOMERVILLE, MA 02143

Mortgage

Document Number	71864-137
Date	Nov 9, 2018
Book Page	071864/000137
Instrument	2675

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	14R LAKE ST # 14R, 14R, SOMERVILLE, MA 02143-2913
Document Number	69550-46
Book / Page	069550 / 000046
Instrument Date	Jun 28, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69550-46
Date	Jul 3, 2017
Book Page	069550/000046
Instrument	103250

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2047

Tax Assessment & Valuation

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,106.00 (+5.23%)	$926,300 (+1.47%) Building $926,300	$838,945 (+0.91%)
2024	$9,604.00 (+1.35%)	$912,900 (-0.38%) Building $912,900	$831,345
2023	$9,476.00	$916,400 Building $916,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,045 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
Netafy Fixed Wireless	641 / 143
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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