14N550 Coombs Rd, Elgin, IL 60124 Property Records

Kane County property record for 14N550 Coombs Rd, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,640 sqft · built 2006
Lot Size	1.26 acres (55,321 sqft)
Owner	Individual Name on Record
Last Sale	$66,000 (Dec 2009)
Tax Bill	$8,070 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-35-280-007`

Property Details

APN / Parcel Number

Primary APN	`02-35-280-007`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,640 sqft Living Area
Gross Area	4,627 sqft
Basement Area	1,320 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	55,321 sqft
Garage Type	Attached
Garage Area	667 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	14N550 COOMBS RD
City	ELGIN
State	IL
Zip	60124-7965
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 34 OF BIG TIMBER ACRES UNIT # 4
Legal Subdivision	BIG TIMBER ACRES
Legal Block	2
Legal Lot Number	34
Legal Unit	4
Jurisdiction	KANE IL
Township / Civil Division	RUTLAND
Census Block Group	2
Census Block	2178
Census Tract	850707

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14N550 COOMBS RD, ELGIN, IL 60124-7965
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage STEARNS LENDING LLC
Dec 23, 2016	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2009 · Amount on Record
Deed Sale	Dec 8, 2009 · Amount on Record
Deed Document Number	200990448
Last Transfer Date	Aug 21, 2020
Transfer Doc	0000057464
Record Updated	Oct 29, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Oct 1, 2020
Property Address	14N550 COOMBS RD, ELGIN, IL 60124-7965
Document Number	0000057464
Instrument Date	Aug 21, 2020
Instrument	2020K057464
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14N550 COOMBS RD, ELGIN, IL 60124-7965

Mortgage

Document Number	0000057465
Date	Oct 1, 2020
Instrument	2020K057465

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

Interest

Rate	3.75%
Adjustable	Adjustable Rate Rider

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	14N550 COOMBS RD, ELGIN, IL 60124-7965
Document Number	0000003869
Instrument Date	Dec 23, 2016
Transaction Type	Mortgage
Record Updated	May 2, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14N550 COOMBS RD ELGIN IL 601247965, ELGIN, IL 60124-7965

Mortgage

Document Number	0000003869
Date	Jan 23, 2017
Instrument	3869

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 22, 2032

Interest

Rate	3.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Rutland Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,070.00 (+12.76%) Homeowner's exemption	$141,903 (+8.43%) Land $19,646 Building $122,257	$425,879 (+8.43%) Land $58,962 Building $366,918
2024		$130,871 (+19.94%) Land $18,119 Building $112,752	$392,770 (+19.98%) Land $54,379 Building $338,391
2022	$7,157.00 (+2.77%) Homeowner's exemption	$109,118 (+6.32%) Land $15,107 Building $94,011	$327,354 (+6.32%) Land $45,321 Building $282,033
2021	$6,964.00 Homeowner's exemption	$102,632 Land $14,209 Building $88,423	$307,896 Land $42,627 Building $265,269

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
Fox Valley Internet Fixed Wireless	100 / 20

May also be available: Astound Broadband, Mediacom Xtream.

Nearby Properties on Coombs Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures